Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.65 out of 5
3,457
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
The travel insurance plan gave me piece of mind for our travel, but like most reviewers we ran into no issues on our trip and so can't comment on the claims side of things. The solid reputation of Nationwide was a factor in selecting it over some lower priced companies.
John M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Fortunately I didn't have to use the plan but I am sure it would cover necessary expenses.
Thank you
Maria L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
My wife felt much more secure with the policy.
James R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
This plan was exactly what we were looking for to cover our European vacation. We thankfully did not need to file a claim but it gave us peace of mind to be covered.
Eric F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Did not need it but it is a necessary part of traveling. It provides peace of mind
Robert l. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I unfortunately had to cancel my trip due to injury. The claim process was straightforward; I was able to submit the documentation via email; and it was processed and I was paid within a couple of weeks. I wish I'd been able to go on the trip, but I'm glad I had this insurance when I wasn't.
Elissa G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
In July 2016, we purchased a policy for our bicycling trip to Sicily, Italy. The price for our 12 day tour was $3800 per person. The cost for the insurance was $400.56 (very reasonable). In January 2017 we purchased airfare and added a second tour in Italy. The cost was now $7214 per person and 24 days in length. The cost of the insurance policy now was $1790.10. To add 12 days to the trip (double the original trip) and $3414 more per person (less than the cost per person of the first tour), the cost of the insurance went up more than 4 times the original amount . We were shocked as we thought the insurance amount may double but not go up more than 4 times the original amount. Unbelievable!!
Donald M. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Thank you
Debra E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
First time I used trip insurance. This was easy.
Judith V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
We travel regularly and had to file a claim with another company in the past. That company dragged their feet unbelievably.
By comparison, Nationwide was fabulous; prompt, efficient, highly recommended!
Janine P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
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