For a better experience, our site works best in Chrome, Firefox, & Edge.
Call us

Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited China rated the Nationwide Mutual Insurance Company Essential plan
4.50 out of 5
43
ratings and reviews
93%
recommended
Sort by
Showing
Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
Luckily for me, I didn’t have to use this insurance but it did provide peace of mind while on my trip to China
Gwenn M. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Very dissatisfied with the Nationwide coverage. They used a "fine print" detail to deny my claim. The travel company I used closed its business and my trip was canceled. But the company has not filed for bankruptcy and that was the excuse used to deny the claim. I provided ample documentation of the business closure but that was insufficient to approve the claim. I would never recommend Nationwide to anyone.
Sherryl S. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We appreciate you using InsureMyTrip for your travel insurance needs. We understand that it is never pleasant to receive a denial for reimbursement under the Trip Cancellation coverage. However, your reason to cancel your trip must be specifically stated as a covered reason in the policy. The Financial Default benefit only applies if the policy has been purchased within ten (10) days of Your initial payment for the Covered Trip and you insure the full cost of the Covered Trip.

    In the future, if you are looking for guidance in selecting a travel insurance plan, please consider contacting our office at 800-487-4722 where a licensed representative would be happy to assist you.
    Oct 29,2018
Nationwide Mutual Insurance Essential
Although I did not have a need to use the trip insurance, the peace of mind knowing that I would be covered was well worth the very reasonable cost!
Susan B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Fortunately, we did not need to use our Nationwide travel insurance policy, but I'm glad we had it.
Dale H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We have used Insuremytrip for several adventures over the past several years. Have never had to make a claim, but feel very comfortable with the offerings of coverage and believe they would come through if we did have a claim. I find it much better priced than going through a tour company.
Jeffrey G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
We were unhappy to find out this insurance did not cover denied visa because there has been a lot of trouble getting visas approved to China. Otherwise it was seemingly good, but we bought it in hopes of covering us incase of visa denial and later learned it would not have helped.
Emily C. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you very much for taking the time to submit your review.

    We are sorry to hear that you had to cancel your trip because you were unable to receive your travel visa prior to your scheduled departure date. Since this was not listed as a "covered reason" in your Nationwide Essential plan, there would be no reimbursement under your Trip Cancellation coverage. "Covered Reasons", which vary from plan to plan, may be reviewed prior to purchase by clicking on the dollar amount of Trip Cancellation coverage within the quote.

    Reimbursement would have been available to you if you had purchased a policy that included "Cancel for Any Reason". Subject to the policy's terms and conditions, CFAR allows you to cancel your trip for other than a covered reason. In the future, you may wish to call Customer Care at 800-487-4722 for assistance with a CFAR quote.
    Jun 12,2018
The trip included a
tour
Nationwide Mutual Insurance Essential
Well I didn't use the insurance, so I can't say if satisfied or not. On the how satisfied question, I wish I would include Not Applicable. I don't think it is right to ask this question if you haven't had to deal with getting reimbursed, that is the real test of your company.
Cathy B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
We had always been buying more costly travel protection plans through travel agents but online purchase is less expensive & quite convenience. Had recommended nationwide to a few friends already. Luckily, we did not file any claims so cannot comment on the claim process.
Online
Vivien L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Comfort in knowing I had a plan. Glad I didn't have to use it.
Sharon C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I have been buying travel insurance here for years, although it is my first time using it for claim due the luggage lost/damage caused by the airline company. After talking to the claim center, I received the email with detailed instructions regarding the necessary documents. After getting all these documents emailed, I received an auto reply saying that the processing time would be about 15 business days. However, on the 8th business day after I sent all claim documents, I just received the check in the mail. Super efficiency that I am so impressed! I knew that I purchased travel insurances from other companies here mostly based on the price, some terms sometimes say processing would take up to 25 days. I must say Nationalwide is doing a fantastic job! I will purposely look for Nationawide for insuring my next trip for sure!
Rui L. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Show reviews per page.

Top 5 Providers

  1. GeoBlue
    (4.71)
  2. Medjet
    (4.66)
  3. Nationwide
    (4.63)
  4. Berkshire Hathaway Travel Protection
    (4.62)
  5. Global Underwriters
    (4.61)
  1. Berkshire Hathaway Travel Protection
    (4.54)
  2. Travelex
    (4.47)
  3. GeoBlue
    (4.46)
  4. John Hancock Insurance Agency, Inc.
    (4.41)
  5. AIG Travel
    (4.37)