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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Cuba rated the Nationwide Mutual Insurance Company Essential plan
4.55 out of 5
53
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
Our trip to Cuba was plagued by problems that included delayed and cancelled flights that forced us to stay overnight at the DFW airport in both directions. In addition, luggage was lost and did not arrive in Cuba until five days into a one-week trip.
The claims process was very demanding; despite sending in 30 pages of documentation, the adjuster kept asking for more. In the end, using numerous loopholes, the company got out of paying us much at all -- essentially we got about the price of the policy, while remaining out of pocket for approximately $2000. I would not use this company again.
Cheryl C. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    Thank you for your review. Although
    it is unfortunate that all expenses were not fully reimbursed, your claim representative at Nationwide Mutual
    did follow the policy wording and paid the claim accordingly. Please also note that InsureMyTrip publishes the certificate for every policy on our website and encourages our customers to review the policy terms and conditions and call us with any questions.
    Sep 20,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
Bought policy for peace of mind. Didn’t have to use but it was there.When trips to Cuba were stopped by US government,we were worried about trip cancellation coverage but our trip was grandfathered so no problem.Didn’t contact Nationwide so don’t know how that would have turned out.
leonard e. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I am happy to say that I did not need to USE the insurance so I cannot comment on how it actually works but just having it gives a great peace of mind.
Carla K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Did not use the plan but it appeared to cover everything I needed
Matthew S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The plan fit our needs. Easy online booking.
marcia b. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It was excellent to get a reminder in advance of trip. Great way to keep us feeling secure
Michelle B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
happy that we did not had to use plan it was just for precaution thank you
Deokie G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I never take a trip without obtaining insurance. However, I usually get CFAR (
CANCEL for any reason) For this trip unfortunately it was cost prohibitive.
Andrea P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your comments. However, Nationwide, like most providers, do not offer Cancel for Any Reason in the State of New York.
    Mar 05,2019
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
No need for it this trip but good to know I have it.
Sherrie T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Since we had a smooth sailing experience on our 14 night Cuba cruise I am unable to rate the claim process. Suffice to say I am satisfied that the trip was fully covered and we had no need to file a claim. Others on our sailing we not as fortunate as extremely bad weather delayed many from reaching the port of Boston for embarkation. They were forced to fly to our first port stop of Key West which was a full 4 days later. Some had no insurance and were dismayed at having not only missed 3 lazy sea days but also to pay for air transportation, hotel and meals to meet the ship. Lesson learned. Travel insurance is a must.
michele m. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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