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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the Bahamas rated the Nationwide Mutual Insurance Company Essential plan
4.72 out of 5
333
ratings and reviews
98%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
UPDATE: we were notified (after the start date of the original trip), that the coverage had been transferred to our new date. Still haven’t travelled.

Original Review: Due to Covid our trip was rescheduled we notified insurance a month before departure we called them three times to ensure they were tracking the change, I was told it was in underwriting, have never received any notice that the insurance dates have been changed, just got this request to review our trip that didn’t happen. Can’t even imagine what it would be like if you had to file a claim.
Michael E. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Thankfully I did not need to use this insurance...I am very tech challenged and was able to figure it out. I wish there was a printed copy sent out.I will be using u again in March.Ty!
Diane P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We got insurance to help cover issues, which luckily didn't come up. But it was good to have peace of mind in case we needed to use it!
Thomas G. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I looked at several plans and felt this one offered the best value.
Philip H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Ease of mind if we had needed it. Plan to use them for future trips.
Joleen R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Glad we didn’t need it but thankful we purchased
Bernard N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Never used so not much I can say about it!
Christina S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We didn’t have to use the insurance, but it gave a great sense of comfort knowing we were covered.
Allison C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Excellent knowledgeable staff. Have used them often and will continue to do so.
Barry J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
My wife’s dentures broke while on the cruise and the policy did not cover this loss
Raymond K. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Mike
    Photo
    Thank you for your feedback on the policy. Unfortunately, this is a general exclusion with most plans.

    Per your policy certificate, the following is a listed exclusion:
    "12. artificial teeth and dental bridges;"

    Please contact us at 800-487-4722 if you have any further questions or concerns.
    Jan 09,2020
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