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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Bermuda rated the Nationwide Mutual Insurance Company Essential plan
4.69 out of 5
97
ratings and reviews
95%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
It's hard to rate a service until you need to use it. However knowing you have coverage is a good piece of mind, and one less thing you have to worry about. I recommend everyone carry a policy while on a cruise.
Michael H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Filed claim . It took about 3 weeks to receive my refund.
steve t. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We were delayed coming home and I called to file a claim and was told I had to file it with the cruise line first. I will never use Nationwide again
Frances S. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Michelle A
    Photo
    Thank you for your review. The policy you purchased does offer Trip
    Delay coverage, but it is a Secondary benefit. Secondary coverage will pay you after any other Primary collectible insurance has paid the claim and the Primary policies' limits have been exhausted. Most of the plans offered on InsureMyTrip will have Trip Delay as a secondary benefit, and this will be shown on the comparison page and confirmation email. In the future, please feel free to call us at 800-487-4722 and we can assist you with going over benefits and how the plans work. We look forward to assisting you.
    Sep 18,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
We thankfully did not need to use the coverage. Having elderly parents and going through the loss of one right before another trip it was security for us. The price was better than what our travel agent offered, the process easy, online chat was helpful and we had a great vacation.
Susan H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
After comparing several plans, this one was the lowest cost for the essential coverage I needed for my family on a cruise from NYC to Bermuda. That coverage include emergency evacuation (from the ship at sea, if necessary) and emergency medical (while in a foreign port). Although the likelihood of using such coverage is slim, it is always best to error on the side of caution. Since I did not need to file any claims I cannot rate that aspect of the policy, but can say that the price was right for what coverage I wanted.
Joseph R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Much, much too expensive! Outrageous! Not easy to use and discourages use. My wife was seriously ill and hospitalized for 6 days just prior to the trip but filing a claim would have been substantially difficult and burdensome, so, she summoned up what strength she had and we went on the cruise. She was in pain, and uncomfortable throughout the trip and she did not get off the cruse ship until we reached our home port.
Jay B. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on the policy and we are sorry to learn that your wife suffered an illness prior to your trip.

    The policy that you purchased does cover the following if you had to cancel or interrupt your trip.
    "(a) Sickness, Accidental Injury or death of You, a Traveling Companion, or Family Member which results in medically
    imposed restrictions as certified by a Physician at the time of Loss preventing Your participation in the Trip. A Physician
    must advise cancellation of the Trip on or before the Scheduled Departure Date;"

    It would be standard procedure with any travel insurance policy that you would have to file a claim in order to be compensated for Trip Cancellation. We would be happy to speak with you further about your experience and/or provide any clarification of policy terms and conditions. Please let us know if you have any questions or need further assistance, we can be reached at 800-487-4722.
    Oct 01,2018
The trip included a
cruise
Nationwide Mutual Insurance Essential
I never realized how reasonable trip insurance could be. So important to have - "it will never happen to you" until it does.
Jamie S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We did not need to use the coverage but it provided peace of mind.
Kathryn K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We did not have any reasaon to file a claim (thank goodness), but we felt secure with the coverage in the event that we might have.
Sandra L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Great Plan for the money!👍🏻
It covered everything we wanted/ needed.
We have used and will certainly use again !
Barry R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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