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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Peru rated the Nationwide Mutual Insurance Company Essential plan
4.29 out of 5
26
ratings and reviews
92%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
The travel company cancelled my trip and I rebooked for 2023. The airfare was separate so I tried to get that amount back from the insurance company. It wasn't covered as this policy does not cover if a tour company cancels - apparently you must have the 'cancel for no reason' policy. Obviously will keep that in mind for next time. The airline did give me a credit so it worked out but I was lucky.
Carmelle M. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Megan B.
    Photo
    Dear Valued Customer,

    We thank you for your feedback.

    We are sorry to learn you were unable to travel. Most of our travel providers are offering to transfer the unused policy to a trip in the future. We have sent you an email containing more information about this.

    If you have any additional questions or concerns, please contact our team of representatives at 800-487-4722 or by email at [email protected]
    Oct 21,2021
The trip included a
tour
Nationwide Mutual Insurance Essential
Did not have the need to use it....we rarely purchase trip insurance, but for an active adventure to South America, it was a comfort to have.
BARBARA E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I did not find that the coverage is adequate for extreme sport. While you are hiking in remote areas, better coverage is needed.
Meir H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Carol
    Photo
    Thank you for your comments. However, your Nationwide Essential policy doesn't consider hiking an extreme sport. In this policy, coverage is excluded for:

    "12. participating in bodily contact sports; skydiving; hang-gliding; parachuting; mountaineering; any race; bungee cord jumping; and speed contest (speed contest shall not include any of the regatta races;) scuba diving; spelunking or caving; heliskiing; extreme skiing..."

    In the future, you may wish to call InsureMyTrip.com at 800-487-4722 to review your options.
    Sep 10,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
Since I had no need to file a claim I have no way of knowing how easy it is to collect or if they really cover what they say they do.
Paul M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Thank you
Debra E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Luckily we didn't need to use but we are surely glad we took out the insurance. People who joined our tour from other parts of the U.S. dealt with adverse weather conditions. Would not travel anymore on a large trip without insurance. Kind of like homeowner's insurance -- nice to have but hope you never need to use.
Kathleen L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately we didn't have to use it, but it was an affordable plan which gave us peace of mind. Will purchase again for my next trip.
John S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Enjoyed the ease with which I was able to purchase the coverage I needed.
Rory P. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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