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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Portugal rated the Nationwide Mutual Insurance Company Essential plan
4.53 out of 5
49
ratings and reviews
93%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Comparing and buying was easy... cannot comment on claim process as I did not have the need. Happy about that!
Cynthia D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I am happy with the plan personal touch and happy that I don't have to use. Thanks.
Clarissa V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I called for assistance because my husband had forgotten to bring all hidd medications. We were told there was nothing you could do to help us obtain the meds, and I was very disappointed by that.
Mary v. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for sharing your feedback about the Nationwide Mutual Insurance Company. Travel assistance services are provided by On Call International Travel Assistance Services, which is an independent organization, and not by Nationwide. There may be times when circumstances beyond On Call’s control hinder their endeavors to provide the requested travel assistance services, such as Prescription Drug Replacement. However, they endeavor to make all reasonable efforts to provide travel assistance services and help you resolve your emergency situation. We are sorry to hear that they did not meet your expectations.

    Please remember that we value your opinion and share your comments with the Company so that they can better serve you in the future.
    Oct 12,2018
The trip included a
tour
Nationwide Mutual Insurance Essential
Vacation travel insurance is confusing to understand in terms of what you are getting and it is relatively expensive (5-10% of trip cost). I went with Nationwide in part because of their reputation for other types of insurance, but I will most likely not automatically return to Nationwide for my next vacation travel, because it is unclear to me whether I received the best insurance I could for the price I paid. I believe that travelers will flock to a company that sells travel insurance by demonstrating its value, rather than by simply comparing what they offer to what others offer. Insurance companies, including Nationwide, seem uninterested in providing a short, easy-to-understand summary linking what you are buying to why the price is what it is.
Douglas A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I worried a good bit that something would happen to me that would be considered a pre-existing condition and that my claim would be denied. If I had to do it over again, I would get the plan which covered ALL reasons for a claim.
Margaret P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I highly recommend this. I did not need this but one lady in our group had to have an emergency appendectomy. They did not have insurance.
Diane S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I thought the price was very fair and the company had other policies that increased coverage in areas that other travelers may be more concerned about. I had no major issues for which I needed to file a claim so I can't speak to the company response during the claim process. I thought the policy was fairly priced with excellent coverage.
Jack Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Not much to review since we didn't make a claim.
Nancy G. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Since I didn't need to use it, it's hard to rate, but I have no complaints.
Kim H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Provided the feeling of safety we required.
Ronald K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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