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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Spain rated the Nationwide Mutual Insurance Company Essential plan
4.60 out of 5
108
ratings and reviews
96%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Ended up cancelling our trip to Spain due to what has been going on with the coronavirus. Made the cancellation before the 10 day window expired. Spoke to customer service who advised there were no refunds for NY residents. This contradicted what was in the certificate online in my account. They said it was in the confirmation email which of course was buried in fine print. Having purchased multiple plans using this service in the past this was extremely frustrating. Had an easier time getting credit from the airline who were much more supportive. I will be looking elsewhere to purchase insurance for my future travels.
THOMAS Y. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
My wife has some chronic medical issues so we need protection when we plan a trip. I shopped around and found this company. This was a great value and it offered multiple choices of plans. We almost needed it while traveling but fortunately everything worked out, but it was nice knowing that the policy was there. I will buy again on our next trip.
Michael C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Had to cancel trip due to medical reason. The claim form asked a lot of questions that weren't really relevant to the situation but representative said they had to be answered anyway. Other than that, it was fine and claim was paid in full.
Renee H. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
You can’t really review until you filed a claim. Fortunately, we never have.
Brad P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
We had to cancel the trip due to what was happening in Barcelona. The airport was cloed and rioting was all over the city. People could not even get to the airport. This went on all week. We were supposed to fly on Wednesday and cancelled the trip. American airlines finally refunded my money. On Monday 53 people were injured at the the airport and the worst day of rioting in the city was Friday.

We did not go. Onthe 14th, the airport was closed and 53 people were injured there.I cancelled the flight on the morning of the 16th due to problems all over the city.People could not even get to the airport, ships docked in other cities and rioting broke out all over. This to me was terrorist attacks created by the Catalon seperatists against the Spanish government. American Airlines finally refunded my money. The insurance was useless.
Susan C. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your feedback. We regret that your Nationwide Essential plan did not meet your expectations.

    Trip cancellation is a standard benefit offered with most travel insurance comprehensive plans. This travel insurance benefit provides reimbursement of your pre-paid, non-refundable expenses should you need to cancel your trip unexpectedly for a covered reason.

    In all comprehensive travel insurance policies there will be an included list of covered reasons for cancellation. These are situations the insurance company considers legitimate as factors in making the decision to cancel your trip. It’s essential that you are familiar with this list of covered reasons in any insurance policy you’re considering purchasing since these are guidelines by which any claim you may need to file will be judged. The plan certificate is available for you to read before making a purchase.

    After reading through the plan certificate, you may not be comfortable with the list of covered reasons provided to you. You may need more flexibility in making the decision to cancel your trip, you may want to consider purchasing a Cancel for Any Reason benefit.

    InsureMyTrip is open 7 days a week, 365 days a year, and our customer care representatives are licensed insurance agents who are able to recommend the most cost effective plans which will cover the travelers primary concerns. If you would like to receive assistance in obtaining a quote or purchasing a policy, please call us at 800-487-4722 as we would be happy to assist you.
    Nov 01,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
Thankfully, we didn't need it for anything. But it was comparable to much more expensive plans.
Susan R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Though I did not have to use the plan, it was piece of mind knowing we had coverage should something happen.
Douglas P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
The purchase was easy and the customer service representative was able to direct me to the plan that best suited my needs. The whole thing took about 10 minutes and the price was reasonable compared to what I have paid for other plans.
Joseph S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We recommend Insuremytrip to all our cruising friends love the service
suzette t. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    Thank you for your confidence in InsureMyTrip.

    Upon reviewing your prior purchases, we see that you are also a fan of Nationwide Mutual Insurance Company. Both InsureMyTrip and Nationwide would like to thank you for being our loyal customer since 2014.
    May 17,2019
The trip included a
cruise
Nationwide Mutual Insurance Essential
Luckily we had no need to use the insurance but it was very reassuring to know that we had it
Ingo H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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