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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited Sweden rated the Nationwide Mutual Insurance Company Essential plan
4.27 out of 5
14
ratings and reviews
85%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
Nationwide does not consider the quarantine of an entire country due COVID-19 a valid claim. W were half into our trip when Norway closed all borders to entry to prevent the spread of COVID-19. Now Nationwide wants proof I was denied entry. Do I need a picture of me trying to cross the border? Forget appealing the ruling unless you in a select 12 few states where you can appeal to the Insurance commission. In the other 38 states it seems Nationwide is judge and jury. I certainly do not understand the great reviews of this terrible coverage.
James L. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Due to my father's death we had to cancel a trip to Sweden and Denmark. Once we submitted all the paperwork (electronically), the claim was processed quickly and the payment sent. The amount we requested and substantiated was sent. We did take the time to provide a lot of documentation which probably helped make our claim an easy one to process. I would use Nationwide again for trip insurance.
Cynthia J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
I broke a tooth on a Thursday evening while on vacation. I could not bet a dentist appointment
as I was flying home on the following Monday.Called insurance claim. They would not cover. I needed to be treated by Monday under the terms of the agreement. ? My bad!
Roger Q. would not recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you broke your tooth during your trip. We hope that fellow customers will find your review and our response to be educational and informative.

    The Nationwide Essential plan provides coverage up to 500 USD per person for dental Emergency Treatment for an Accidental Injury to Sound Natural Teeth. Both the Accidental Injury and the dental Emergency Treatment must occur during the Trip. If treatment is not obtained during the trip, and the traveler waits until returning home to the United States, the travel insurance expires and is not responsible for the medical bills.

    Please call us at 800-487-4722 if you have any questions or concerns. We would be happy to assist you.
    May 23,2019
Nationwide Mutual Insurance Essential
I always buy trip insurance and I always buy it from Insuremytrip. It is easy to pick the right level of insurance at a price you can afford. It just makes for a worry free journey knowing you have back up!
I have never filed a claim and hope to never have to but I've got it covered with these plans
Christine M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
It's very comforting to know you are covered if the worst happens. Glad that did not happen. Nobody should travel without coverage.
Cost does escalate with age
Thank you.
Pamela S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
The Nationwide Mutual insurance plan provided peace of mind during our trip. We incurred no problems and were glad to not have claims to file.
Thora G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
This is the 2nd time I have used insuremytrip. Fortunately I have not needed to file a claim. Just to know I could have if I needed to was reassuring. THANKS!
Patricia D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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