Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.65 out of 5
3,186
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
This policy satisfied the requirements of the tour company I was going to use. Fortunately, I did not have to make a claim, but I felt good that I would be covered if something did happen. And the price seemed comparable to similar policies. Customer service was very responsive to my questions.
Rosemary B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I have used this plan in the past and actually had to make a claim. I found it very comprehensive in nature and very easy to deal with when making a claim. Very helpful!
Deborah L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Having this plan is a great assurance against the many pitfalls that can undermine a vacation.
Mark T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
We've been buying trip insurance for over 10 years as we go to the beach during hurricane season. This is the first time we've had to file a claim. The claim process was fairly painless - we filled out one form and submitted the required proof of payment, and received our check within 20 days.

When you are putting thousands of dollars of deposits on a vacation rental house months in advance, trip insurance is a must-have.
Ann D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Not much to review since we didn't make a claim.
Nancy G. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Did not have to submit a claim so cannot review the service. Review is about how easy it was to pick coverage and the overall cost. Happy it was available. Gave us peace of mind.
Anne-Marie N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Since I did not have a claim, I cannot rate that part. I just felt safe to be insured in case something did happen. Nationwide gave me that safety net.
Chris W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Thankfully I did not have to use. I was at peace knowing I had the plan in case something came up that was out of my control.
Lana S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Best insurance is one you don't end up needing
Valerie H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
My husband and I have elderly parents who have medical issues, so when we travel, we always purchase insurance within 2 weeks of booking to cover their pre-existing conditions. The last 3 or 4 trips we purchased insurance through Nationwide, as their plan offered the best coverage for our needs.
In our approx. 10 years of purchasing such insurance, we used it for the first time this past September when we had to file a claim not for our parents medical problems, but for my younger sister. She was diagnosed with a life altering serious illness on the day before we were set to depart. Everyone in my family was an emotional mess, and I just couldn't leave at that point to go on a carefree tropical vacation.
I called Nationwide that day and explained the situation,and they emailed me all the forms I needed to complete the same day. It took me approximately 2 hours to complete the forms and gather all the necessary paperwork and receipts that I needed. I also had to get a signature from my sister's doctor, stating that she was ill and the code for the illness, which the office personnel was quick to provide.
All the paperwork was submitted to Nationwide on Sept. 28th, and I received my check today on Oct. 11th for the entire amount I lost. I cannot recommend this company more highly. This one claim probably more than covered all the insurance we paid for and never needed to use over the years.
Life happens, I never thought I would be canceling a vacation for my always healthy and strong sister, rather than our parents. You just never know.
Getting the claim settled with no hassel made a difficult time a little less stressful. I will always purchase trip insurance!
Carol H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
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