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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the United States rated the Nationwide Mutual Insurance Company Essential plan
4.63 out of 5
901
ratings and reviews
97%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Our travel often involves using credit card miles program reward travel for airfare, car rental, etc. This insurance does not cover losses of those expenses. These trip insurance companies need to figure out a way to do so, as this is no doubt a common scenario and an untapped business opportunity.
Richard S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately, we did not have to use this insurance. However, we had many things that came up (illness, weather, delayed flights) that were not as stressful knowing we had coverage if we needed it. I would buy this insurance again.
Dana B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
As the long weekend progressed, weather and traffic got bad during our last day, we felt secure in knowing that our trip delay was covered should we not be able to get out that last day. We felt a ping at one moment about our luggage being held up in the Customs mess at Atlanta Airport, and knew we were covered. It made the holiday mess and snow on the other end of the line just another amusement during the most traveled day of the holiday crunch.
Mary N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
This insurance plan gave us peace of mind on our recent Holiday trip to Lake Placid, NY. We will definitely use in the future.
Mary S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I guess I am glad I didn't have to file a claim because I had a wonderful trip. The cost was very reasonable for the peace of mind every traveler needs!
Mary-Kaye N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Very pleased with how attentive Nationwide was to our claim when our trip to New England had to be shortened due to a family emergency. They did not question nor ask for any additional documentation and sent us reimbursement checks relatively quickly.
Steve D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I purchased the insurance plan to cover the total cost of my trip in case I couldn't attend. That was my main intention for this policy.
I experienced a terrible toothache while aboard on my cruise. The pain was so terrible I went to a dentist in Cozumel Mexico. I was charged $500.00 dollars that resulted in no relief from my pain. I would only wish future policies might include Dental Insurance if seen by a doctor. I'd recommend all to purchase dental if presented in a manor if one is seen buy a physician.
Steven H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. The Nationwide Mutual Insurance Essential plan covers up to 500 USD for emergency dental treatment for an accidental injury to sound natural teeth. Both the accidental injury and the emergency dental treatment must occur during the Trip. This is industry standard for Comprehensive travel insurance policies.

    InsureMyTrip does offer Single-Trip Medical plans that cover 100 USD for the relief of pain to sound natural teeth.

    Please call us at 800-487-4722 if you have any questions about medical or dental coverage on any of our products. We look forward to assisting you in the future.
    Nov 09,2016
Nationwide Mutual Insurance Essential
Have used this company for the last four years and have always extremely satisfied with policy, price and would highly recommend. Thankfully, have never had to file a claim!
Marcia S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
It was easy to purchase a basic travel insurance plan online at a reasonable cost. I had the policy downloaded within a few minutes. Smooth transaction.
Darhon R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I have used this plan in the past and actually had to make a claim. I found it very comprehensive in nature and very easy to deal with when making a claim. Very helpful!
Deborah L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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