Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
4,557
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
Did not need to use the insurance. Always get it for peace of mind as our parents are getting older and also if needed to be evacuated from a ship or another country.
Curtis H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Did not file a claim, but it was nice to know we were covered.
Gregory S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Even though we didn’t use the insurance it was a comfort to know we had it just in case. I highly recommend that everyone gets trip insurance.
David C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I am thankful not to have the need to use the plan but the ease in purchasing the plan was wonderful and the cost was reasonable.
Josephine L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I did not have to use the plan as my vacation went well so it is hard for me to rate the questions. It did give me peace of mind knowing that I had insurance should something go wrong.
Cynthia R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Best to have a good policy just in case, Nationwide did just that. Competitive cost and excellent coverage,
Donald B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
didnt need it which was great.
Steven O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
My wife had a medical emergency a week before we were scheduled to leave. Nationwide refunded our cruise money in full in a timely manner. It was easy to do business with them and I would highly recommend Nationwide as a place to buy your travel insurance.
Jeff W. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We bought this policy to not only insure our trip but also for the medical coverage. My wife is on Medicare and it only covers her in U.S. territories and with doctors licensed in the United States. Less than two hours into our cruise and she needed to see the ship doctor. The bill for 15 minutes was $213.44. We filed a claim with Nationwide when we got home. Once Medicare (primary insurance) denied the claim, Nationwide mailed a check for $213.44 to us.

We chose Nationwide essentials insurance because they offer $250,000 air evacuation coverage along with $75,000 medical coverage. Many other companies only offer $10,000 medical coverage and considerably less air evacuation coverage.

I only deal with Insure My Trip when buying trip insurance because if you end up having trouble filing a claim that gets denied, Insure My Trip can get involved as a third party to get it resolved. Once we filed a claim that was denied. After Insure My Trip became involved, the claim was paid in full.
Michael F. would recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
I did not have to use it but I was glad I had it for peace of mind.
Delynn M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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