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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
6,267
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I canceled my trip due to medical reasons. I got half of the trip money back and I still didn’t get the airfare money back. I wonder why.
Seow D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
Ended up cancelling our trip to Spain due to what has been going on with the coronavirus. Made the cancellation before the 10 day window expired. Spoke to customer service who advised there were no refunds for NY residents. This contradicted what was in the certificate online in my account. They said it was in the confirmation email which of course was buried in fine print. Having purchased multiple plans using this service in the past this was extremely frustrating. Had an easier time getting credit from the airline who were much more supportive. I will be looking elsewhere to purchase insurance for my future travels.
THOMAS Y. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I looked at several plans and felt this one offered the best value.
Philip H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Nationwide communicated with me just before my trip to remind me of how to contact them if needed, as well as after my trip to be sure everything went well. While I did not need to use my insurance, I appreciated knowing they were there.
Wendy G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Essential coverage for a cruise is a must. Would not go a on any trip out of the country without coverage. Found this site provides good coverage at a most reasonable rate. I would recommend and have recommended to friends.
Danny D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
The vacation was wonderful. Knowing I was covered going to a different country, I relaxed and just enjoyed myself.
Thank you
William W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I can't say enough how pleased we are with the coverage of the plan. As we all know buying insurance is a crap shoot but it is all so very necessary. During our cruise I came down with the Norovirus. After it was all said and done we had $700 in medical charges from the medical facilities aboard ship. After returning home and following the instructions to file a claim, which was very easy and simple. Within the the time frame of the claim I received a check for the full amount of the claim!! What a awesome job Nationwide, we will purchase the Essential plan again on our next cruise in 2021!! Thank you for such a fantastic job.
Neil D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Fortunately, I did not have to use this insurance but it was good to know that I had the coverage that I needed.
William D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Since we did not need to use the coverage it’s hard to provide a lot of feed back. But, based on all I read, it covered the items/concerns we had prior to taking the trip. We felt comfortable that if any illness occurred with family or traveling companions, we had coverage. And, if there were delays with the trip or lost luggage, we were covered.
Jennifer M. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Reasonable cost. Did not have to file a claim, but happy pre-existing condition was covered, just in case.
Mary Ellen H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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