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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,627
ratings and reviews
97%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Fortunately we did not need the plan but it was good to have it in case.
Marsha H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Easy to purchase the coverage we needed.
Edward R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
After realizing that a passenger on our cruise had a medical emergency and had to have emergency surgery at one of the ports, having Nationwide Mutual Insurance gave me peace of mind knowing this can happen at any time. I know that medical evacuation is expensive and would not want to be stuck with that bill. The cost out weighs the risk.
Shirley H. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Didn't have need to file a claim, but I was happy with the policy I was able to obtain. Online process to obtain and revise coverage (to add flight cost when known) was fairly straightforward. Only downside is I had to take out 4 diffferent policies for members of our party residing in 4 different states.
Damian O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We had two incidents during the trip which might have been eligible for coverage by the plan, but both were successfully resolved. Nonetheless, it was reassuring to know that we would have had coverage if needed.
Nadine S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I did not need to submit a claim. However, unexpected health problem occurred and I thought that I might have to cancel. The problem resolved itself before our departure, so no claim was needed. However, it was very reassuring to know that I would not have a total financial loss if I’d had to cancel the trip.
Robert B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
While we, thankfully, didn't need to use the coverage, it's always nice to have, especially traveling overseas. The policy was reasonably priced and covered want we wanted. It was easy to purchase as well as to compare the various plans.
Marc M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I was very happy to try this policy for the first time and thankfully I did not have to use it. However, I will say that I was a bit nervous when I signed up because I didn’t get clarification on having the right coverage at every stop of my cruise. I only saw Honduras, but I went to Mexico as well. In any case, is selected you based on coverage and rating and will definitely use you again.
Blanca S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Thank you for peace of mind on our trip!
Ken G. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Easy to work with the staff.
Ellen P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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