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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the United States rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
807
ratings and reviews
98%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Easy, quick and customer service was great, even though I didn't need to file a claim. We will use for our next Europe Trip.
John T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
After shopping around I found this to be the best value. I did have an issue with my trip and spoke to a representative who was very strait forward with what is covered and what is not. They were very helpful. I ended up having a great vacation and it was comforting to know I was covered if a medical situation arose while I was out hiking, biking, zip lining and river rafting. Thankfully I did not have to make a claim to the insurance.
Brian F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Not being an "insurance professional" I evidently purchased the wrong type of plan for our cruise. I sure wish they still had actual humans to TALK to and discuss/explain the options available and guide you to the correct plan.
Our trip was interrupted and we missed 2 of the main ports/stops. The insurance plan I purchased did not cover this! My paperwork was very misleading and have to be an attorney to understand the wording and exactly what I purchased.
I called customer service but not even sure they were with Nationwide or a broker.
Danette R. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Michelle A
    Photo
    Thank you for your review. Most of the travel insurance policies offered do not provide coverage for missed ports. The primary focus of our representatives is to help our customers interpret policy language. We can also help customers find the best plans for their concerns. In the future, please feel free to call us at 800-487-4722.
    Oct 30,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
I’m thankful I didn’t need to use the plan, but always feel more comfortable having the insurance.
Priscilla G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Thankful we didn't have to use
Michael H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It gave me peace of mind. Having a special needs child and my husband and I being 68 years old, you never know what will pop up and force a cancellation. We took our trip and it was wonderful but I had peace of mind with my insurance. I have already recommended your company to a friend.
Mary H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We didn’t use the plan but did see others with issues. Hopefully they had one! It gave us peace of mind.
Michael K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Our Customer Service / Sales person was great - thank you!
Lawrence B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you for your review. We're pleased to hear that the service provided by Nationwide Mutual and InsureMyTrip.com reached your expectations.
    Sep 03,2019
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
This is the second policy I purchased in the past year. Thankfully we have not needed to file a claim. So I don’t really know how good the policy is or how quickly claims are processed. However the peace of mind was wonderful. The policy I chose would cover all my concerns if need be.
Lorna T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Even though did not have to use, it was a great piece of mind to have.
David k. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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