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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,627
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
First of all we bought a travel insurance plan. Through insure my trip with nationwide travel. Our flight was canceled and had to rebook with carrier and had endless delays. Finally got to the resort 36 hours later. Lost over a day with resort and airline. Tried to extend a day but no flights available. Had a nonstop ticket and had to book with one stop and travel through florida. We got back and filed claim with nationwide travel insurance. We submitted paperwork and resubmitted again. We just got a response. Denied claim. Stated that we were denied because operational delays and losing a day at the resort are not covered. Why did I buy travel insurance. That it what is used for. I know this won’t be published. Will not use this company again.
Marlin M. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Thankfully I didn’t need the insurance but knowing that I had it was peace of mind and made my cruise that much better.
Caroline S. would recommend this plan to a friend or relative.
1 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We didn’t use the insurance however we did have peace of mind knowing that if something happened, we would be covered.
Jerry W. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Did not have to use but glad we had it for the peace of mind
Robin B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I didn’t need to file a claim, but I was very happy with the cost and the customer service I received.
Marla S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Good plan, glad I didn’t need to use it!
Meta J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
My luggage was stolen off of a Flixbus in Vigo Spain. Flixbus was absolutely zero help. Nationwide Mutual was easy to navigate, they asked me a few questions about what was in the bag and I was reimbursed quickly. Highly recommend.
Kate W. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
I had gotten this policy since our rental provided no refunds. But when my husband was laid off several months before our trip, I discovered that the policy only covered being laid off from your job if you had been employed at the company continuously for 3 years. Unfortunately, my husband had been a contractor for 3 months before he was hired at the company full time making his employment 3 months short of this requirement, so this policy was a waste of money.
Megan M. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Thankfully, I didn't have to use the insurance plan, but it was a great comfort knowing it was available if needed.
Russell S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Thankfully we didn’t use but coverages appear adequate.
Robert R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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