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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the Dominican Republic rated the Nationwide Mutual Insurance Company Essential plan
4.65 out of 5
173
ratings and reviews
97%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
First time I have needed to call to file a claim since I have been purchasing insurance plans for trips. What a disappointment to find out that when I needed it - it would not cover our stolen cell phone in the Dominican Republic. Next time I know to read the fine details of a plan to know that some of the most expensive items I travel with such as cellphone and computer are NOT covered with this plan. I now know in the future when purchasing a plan to look at the detailed article coverage.
Ann P. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Kyle
    Photo
    Thank you for providing feedback on this policy.

    We are sorry to hear that your phone was stolen during your trip. It is unfortunate that most travel insurance policies will exclude or provide very limited coverage for electronics and cell phones.

    When planning to purchase a policy, we recommend contacting us by phone at 1-800-487-4722 to review the limitations and exclusions of our plans. We can also provide recommendations to you based on your main concerns. Our licensed representatives are avaiable 7 days a week.

    Please feel free to contact us if you have any further questions or concerns.
    Mar 09,2018
The trip included a
tour
Nationwide Mutual Insurance Essential
Originally I hadn't taken a plan when I booked my trip. Then I thought it's hurricane season and I think I need a plan. I looked through all available plans and decided on Nationwide. Thankfully I didn't have to use the plan - however there was a time with Irma and Maria spinning off the coast of the Dominican Republic that I was glad that I had the coverage. For $80 you can't go wrong.
Michael E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I Have been purchasing plans for years and never had to use any. this time my daughter fainted and had to be rushed to the on resort medical facility. thank god everything turned out ok but i had a $200 medical bill. Filed a claim, filled out papers and emailed to nationwide. Received check for full amount within 5 days. Easy and no hassles. I will continue to use nationwide and highly recommend it
remo b. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Everything went well on my trip, After hearing from others that had problems with luggage and hotels. Made my trip more relaxing knowing I had insurance.
Edward E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Fortunately for us we did not submit any claims, but it was still good feeling that we had a protection outside of USA.
Svetlana G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
I did not file a claim during this trip, but I did it at my previous trip. Nationwide Mutual Insurance Company did a great job. Service was professional and quick. All representatives were helpful and very professional.

Thank you.
Alexander S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Loved the website compare function. Piece of mind at a great price.
Despina P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Due to a predicted major snow storm along the east coast, our airline cancelled our flight the day before we were set to fly home from our vacation. We had to reschedule our flight to return home the day after our originally planned return date, and we incurred the extra expense of paying for another night at our hotel. Once we completed a claims form and submitted all of our documentation of the extra expense to Nationwide Mutual Insurance, we received a check in the mail very promptly from Nationwide Mutual, and the check was paid in the amount expected according to our plan. I would definitely recommend Nationwide Mutual to my friends, and we would definitely use InsureMyrip.com again for future trips.
Francis P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Coverage was good, fortunately we did not have to make a claim.
Edward R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
My itinerary was changed by the airline and we were unable to go at that time. The airline sent a letter of verification which I sent to your company and it was rejected. They refused to reimburse my money. I lost 150 dollars. I will never do business with your company again.
Felix R. would not recommend this plan to a friend or relative.
3 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that your itinerary was cancelled. Unfortunately, your request to cancel the policy was made after the 10 day review period had expired. To prevent your premium from going unused, we notified you that we could request to transfer this policy to a future trip. Details for submitting that request were sent to via email, and we would be happy to re-send the email to you. If you have any questions about transferring the policy, please call us at 800-487-4772. We look forward to assisting you in the future.
    Nov 03,2016
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