Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
4,391
ratings and reviews
97%
recommended
Sort by
Showing
Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
I feel that the plan was cost effective and that it offers the most important items I care to insure.
I didn't have to file any claims thus I can't comment on their service.
Luciano L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Did not use the insurance back the peace of mind in having it was reassuring.
Catherine R. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
It’s good that there was no need to file a claim, which makes it difficult to rate the policy. We budgeted the policy into our planned spend, so yes affordable, but I suppose it can always cost less. I’m glad we had the coverage, and also glad it was not necessary to file a claim.
Gregory K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I will buy this plan again. Next year. LOL!
Ms. Joe J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I’m so glad I didn’t need to use this coverage while vacationing in Egypt, but I felt assured in case of emergency.
Helen W. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Would've liked a cancel for any reason option. My family member was very sick but because they weren't traveling with us I wouldn't have been covered if I needed to remain home to help care for them.
Gina W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you very much for submitting your review. However, the number one covered reason for Trip Cancellation is "Sickness, Accidental Injury or death of You, a Traveling Companion or Family Member; which results in medically imposed restrictions as certified by a Physician at the time of loss preventing your participation in the Trip. A Physician must advise cancellation of the Trip on or before the Scheduled Departure Date..." Your family member does not need to be traveling with you. Of course, the reason to cancel must be unforeseen so there would have been no coverage if the family member was already sick on the date that you purchased the plan. In the case of an individual that is already ill, you would have needed to purchase a policy that included the "Cancel for Any Reason" benefit.

    We are available weekdays 7:00 AM to midnight ET and weekends 9:00 AM to 9:00 PM ET if you have any questions.
    May 15,2018
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We did not have any reasaon to file a claim (thank goodness), but we felt secure with the coverage in the event that we might have.
Sandra L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
This plan compared well with the others I checked. We have our home and auto policies with Nationwide and we have had good experiences with our issues with house and car. So I felt comfortable using a Nationwide travel plan. Since we didn't have to use it, I can't comment on how well it covers travel problems.
Donna M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Great price. Glad I did not need to file a claim.
Nancy C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
The main reason I purchase trip insurance is for medical emergency evacuation. Thankfully, we've never had to use it.
Carol W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Show reviews per page.

Top 5 Providers

  1. GeoBlue
    (4.70)
  2. IMT Services
    (4.68)
  3. Nationwide
    (4.63)
  4. MedjetAssist
    (4.63)
  5. RoamRight
    (4.62)
  1. Berkshire Hathaway Travel Protection
    (4.70)
  2. GeoBlue
    (4.69)
  3. Allianz Global Assistance
    (4.54)
  4. Crum & Forster - Travel Insured International
    (4.53)
  5. Travelex
    (4.50)