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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
5,403
ratings and reviews
97%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
Reasonably priced for Peace of Mind.
marie c. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Well, it seemed like the plan offered the coverage I wanted and needed. But I didn't have a claim. Having filed a claim once before (with a different company), I can say that a claim is where the rubber meets the road and where one finds out more about the company than if you just rent their insurance for a while and don't have a claim. So, no complaints about Nationwide Mutual, and the coverage seemed reasonable and reasonably priced. But no claim experience. (The program forces you to choose a satisfaction rating, which is too bad, because I was satisfied, so I gave them 5 stars, didn't seem right to punish them, but it doesn't mean much when there's no claim. Really, there should be a "not applicable" or "no claim" choice for the satisfaction rating.)
James E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    We sincerely appreciate your 5 star review of your Nationwide Essential policy. Since you have been a loyal customer of InsureMyTrip since 2011, you are probably well aware that you can count on our "Best Plans Guarantee":

    "If an insurance plan or provider receives less than the 4-star rating in our Customer Ratings and Reviews, we will remove it from our site."

    Thank you for your continued support
    If you need our assistance in quoting and selecting a plan, please request an online chat or call us at 800-487-4722 to speak to one of our knowledgeable customer care representatives.
    Apr 12,2019
The trip included a
tour
Nationwide Mutual Insurance Essential
Did not need to file claim. Reasonably priced.
Catherine G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Did not need to make a claim.
Andrew G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
The customer service reps made it very easy to insure my trip.
Thank goodness I did not need a claim but know that if I had to I would be taken care of.
Beverly W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Excellent coverage. Great response on the "Travel Delay" Claim !
DONALD S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
Didn’t have to use it but don’t have any complaints.
JoAnna B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Trip was cancelled and had no coverage for mechanical problems. Only paid for the United fees to change our tickets to come home a week early.
Steven W. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    Thank you for your review.

    We regret to hear that your claim was denied. No one ever wants to hear that there is no coverage for a cancelled trip. However, Trip Cancellation only reimburses if your reason for cancellation is a covered reason listed in your policy. Unfortunately, Mechanical Breakdown of your Common Carrier is not listed as a covered reason.

    Please call us weekdays from 7:00 AM to midnight ET or weekends from 9:00 AM to 9:00 PM ET at 800-487-4722 if you have any questions.
    Apr 09,2019
The trip included a
cruise
Nationwide Mutual Insurance Essential
We buy travel insurance for any trip that requires pre-payment. This was the first time we had to file a claim. Although there is a lot of paperwork involved in filing a claim (understood) Nationwide was clear and direct with their claim filing instructions. Phone reps were helpful and quickly answered the phone. They promise adjudication within 15 days of filing and took 18 days to issue the payment, although not received for another week. Overall, excellent service and assistance.
Clifford K. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
As a result of the Bomb Cyclone Blizzard in Denver, we were able to reschedule our flights and hotel reservations through Southwest Vacations. Nationwide was a pleasure to work with in being able to reschedule our insurance dates so that we could be covered for our rescheduled vacation.
Teresa M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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