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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.63 out of 5
6,736
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
UPDATE: we were notified (after the start date of the original trip), that the coverage had been transferred to our new date. Still haven’t travelled.

Original Review: Due to Covid our trip was rescheduled we notified insurance a month before departure we called them three times to ensure they were tracking the change, I was told it was in underwriting, have never received any notice that the insurance dates have been changed, just got this request to review our trip that didn’t happen. Can’t even imagine what it would be like if you had to file a claim.
Michael E. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
This is really hard to do when you don’t have a claim. If I did have a claim, I would be able to evaluate the policy a little bit better based on what I needed covered.
Beth T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It met our need for coverage of unexpected medical issues at a very reasonable cost.
Ricardo G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
The peace of mind was priceless. Setting this up and talking to the agent beforehand was extremely helpful. They are knowledgeable and helped me make a decision about what kind of trip coverage we needed to purchase. Would definitely use them again!
Bonnie B. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Since I didn't use the coverage it's hard to provide comments. Rep I spoke with was friendly and did her best to help. I felt like the rules around the policies were more complicated than they needed to be. And if I make a slight change to my travel plans that didn't affect what the policy is covering why am I obligated to inform you? That didn't make sense. It all needs to be simplified.
Lynn Z. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Thanks will call you in the future
Daniel T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
Well, I didn’t have to file a claim, so…that was nice.
Andrew V. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
Nationwide Mutual Insurance Essential
We had to cancel our trip and got all of our money back but $16 so we did not file a claim.
Janet Lynn F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
My husband got a bad cold on our bicycling trip and couldn't continue, because you have to cycle point to point, and he couldn't breathe. We had to leave the trip early and return home. Upon reading our policy after returning home, he would have had to visit a doctor in order to receive compensation from this insurance policy.
Margot R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Easy to purchase with the options we needed
Paul R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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