Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
5,098
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
This insurance was reasonable and competitive in price, and provided the needed coverage. However, when our total trip amount dropped substantially well before the trip date, due to a reduction in ticket prices, the company was totally unwilling to adjust our insurance price accordingly. We were forced to insure our trip for twice the needed amount. I realize that information is buried in their fine print, but we did not appreciate the lack of understanding and flexibility the company operates under. I would never use this company for my travel needs again.
Donna K. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    We can understand that you would not be pleased with the response. Unfortunately, it is not the decision of InsureMyTrip, but it is based on the wording on page 1 of your policy certificate.

    "All premium is non-refundable after a ten (10) day review period. In the event the premium paid for coverage is less than the required premium for coverage, benefits will be paid in direct proportion of the actual amount paid to the required premium due."

    You are certainly able to request changes to your policy any time prior to your departure date, but a refund would not be provided if the change resulted in a decrease in premium.

    Please feel free to call Customer Care at 800-487-4722 if you have any further questions.
    Dec 26,2018
The trip included a
cruise
Nationwide Mutual Insurance Essential
Can't really rate something that thankfully I didn't need to use.
Richard B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Fortunately did not have to use any of it.ł
Zbigniew M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The Essential Plan seems to be reasonably priced for the coverage. Medical evacuation and trip cancellation are my two concerns on any trip and this one has good coverage for that. Fortunately, I did not need to use the plan, but had the peace of mind that it was there. I have purchased this plan several times for cruises, and haven't had to use any of the provisions. One of the couples I travelled with this time had a medical issue 3 days before the trip and one ended up in hospital. He was discharged in time to go, but might have needed the plan if he wasn't (they also had purchased the plan). It just seems like a prudent purchase when you've invested so much in a vacation. Like other insurance you have, you hate to pay for it, hope to never need it, but want the coverage in case...
Stephen A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I didn't have to use it but gave me peace of mind knowing I had it.
Bonnie M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Booked travel insurance for many years but have yet to file a claim so I suppose I still have no experience with 2/3 of the whole process.
Lars B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
On many of the items the coverage was offered only as secondary.
Fortunately I did not had to file any claims.
Luis M. would not recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Very happy with the plan. They took about 6 weeks to process, but very happy with the outcome. I would use this company agin.
Walker B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
Your price was good. I am happy we didn't need it.
James B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Thanks
Elizabeth R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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