Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
4,032
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
I had to cancel my trip and the refund process was easy and quick! Thank you!
Rosemary W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I selected Nationwide because of the higher medical coverage than other companies. You need the medical and evacuation coverage in case you need it. Remember that Medicare only covers you in the United States and its territories. Most Medicare supplemental policies offer $50,000 lifetime of foreign travel medical coverage. Also be aware of what you employers health care covers out of the country. Someone was airlifted from our cruise in Labadee. We have personally talked to people who thought they were covered only to end up paying tens of thousands of dollars for health care out of the country.
Michael F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I have used Nationwide plans for cruises and vacations out of the US and have coverage for another upcoming trip. I will not travel without Nationwide coverage in the future.
Regina F. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Expensive. This is our 12th policy and fortunately we have never had to use them.
Bruce S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
The plan offers great peace of mind knowing that if something happens we are covered.
Thomas B. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
We believe this plan was appropriate for the price. We were fortunate enough not to have a need to use the coverage but it matched many of the other plans we looked at. This is a great basic plan if you are looking for minimum coverage at an affordable price.
Cathryn J. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
for the price II think was to expensive
Nick P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you very much for your review on pricing. All comprehensive plans including the Nationwide Essential calculate their premiums based on the age of the traveler, trip cost and length of trip. We understand that travel insurance always appears to be a waste of money unless you have a loss when its value becomes apparent. Nevertheless you did select one of our most competitively priced plans when choosing the Nationwide Essential plan.

    Please remember that we always appreciate your comments. If you should need our assistance in the future, you may call Customer Care at (800) 487-4722 Monday through Friday, 7:00 AM to midnight ET and weekends 9:00 AM to 9:00 PM.
    Dec 19,2017
Nationwide Mutual Insurance Essential
Did not have to file any claims.
Ryan T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I have been buying travel insurance here for years, although it is my first time using it for claim due the luggage lost/damage caused by the airline company. After talking to the claim center, I received the email with detailed instructions regarding the necessary documents. After getting all these documents emailed, I received an auto reply saying that the processing time would be about 15 business days. However, on the 8th business day after I sent all claim documents, I just received the check in the mail. Super efficiency that I am so impressed! I knew that I purchased travel insurances from other companies here mostly based on the price, some terms sometimes say processing would take up to 25 days. I must say Nationalwide is doing a fantastic job! I will purposely look for Nationawide for insuring my next trip for sure!
Rui L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
The customer service and the sales process was efficient and hassle free. The agent was very well informed with the product and explained the coverage well.
Philip L. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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