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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
7,458
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Getting Type A Influenza in a foreign country after a cruise is not fun! Nationwide's online claim form is wonky, but they did reimburse me after I sent in all of the information required. Their 24-hour emergency line representative was very helpful in explaining exactly what I needed to do in order to file a claim. My health insurance paid for the medical bills and Nationwide reimbursed me for my replacement airline ticket and the extended hotel stay for 3 nights.
Julie F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I chose my plan based on the reimbursements that would be available for cancellation; trip interruption; baggage loss and the medical, and more. I luckily did not have to file a claim but felt good about the level of coverage I would have.
Loretta S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Easy to understand and purchase. Did not have to file a claim, so I do not have a review for that portion.
James B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Thankfully I never had to use it. Our flight was delayed, but we got a hotel voucher and food vouchers. We knew far enough ahead of time so we kept some clothes out of our checked bags. Hopefully I never have to find out if travel insurance is good or not, but I do like the piece of mind it gives me when I travel.
Patrice H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
coverage seemed good- I do check and compare quite a bit
Zenon S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
A must have when visiting a different country, glad I didn’t have to use it but it is still necessary to have.
Bruce C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Great. So glad I purchased this cruise insurance. Filed a claim and was reimbursed quickly. Thx
Michael T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
To me, it's almost ludicrous to ask me my opinion on an insurance policy that I purchased but didn't utilize. Honestly, the value of a policy only reveals itself once you need it. Then, you realize whether it helped, covered as expected, or was easy to deal with. The up front cost wasn't bad, but I'd have not a clue about whether it's good, fair, or bad coverage or policy.
Thanks for asking, but your questions are moot.
Andrea P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I had to file a claim on a vacation package that was delayed over 19 hours from our original start time. It took about six weeks for them to settle. Both the companion I went with, and myself received the same amount back, but I don’t think I was reimbursed for the $89 in food that I had to spend due to being delayed on our vacation .
Kathleen S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
We purchased insurance "in case" of travel issues or health issues. Grateful that neither occurred but was glad to have the level of coverage we did. I'm able to call and get clarification to any questions I might have prior to purchase (and after).
Jennifer M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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