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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
6,267
ratings and reviews
97%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
We didn’t have to use the insurance, but it gave a great sense of comfort knowing we were covered.
Allison C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I did not have reason to use the ins but was glad that I had it
Barbara J. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
We didn't make a claim, so I can't really say how well the insurance worked. But the coverage was good for the cost.
Ruth M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
My wife has some chronic medical issues so we need protection when we plan a trip. I shopped around and found this company. This was a great value and it offered multiple choices of plans. We almost needed it while traveling but fortunately everything worked out, but it was nice knowing that the policy was there. I will buy again on our next trip.
Michael C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Fortunately I did not have to file a claim. Trip was great.
Cheryl E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Been a customer for a few trips now and never needed to file a claim. But curious if the policy that we purchased would of covered us if we needed to leave the ship at a port and fly home because of illness? The reason why I ask is because a couple we were traveling with had to do just that. The male traveler came down with walking pneumonia and NCL strongly suggested they get off at Cozumel and fly home. Reason being was the next three days will be at sea and if you need to be medevac'd off the ship we will be out-of-range for helicopters to reach us. That being said they chose to disembark at Cozumel to be safe. So I was wondering if the plan we purchased would of covered the travel expenses. Thanks so much and looking forward to purchasing our next travel policy.
Robert D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on this policy. For the Nationwide Essential plan the number one covered reason for Trip Interruption is as follows:

    "Your Sickness, Accidental Injury or death, that results in medically imposed restrictions as certified by a Physician at the time of Loss preventing Your continued articipation in the Trip. A Physician must advise to cancel the Trip on or before the Scheduled Return Date;

    The Company will reimburse You, up to the Maximum Benefit shown on the Confirmation of Coverage, if You join Your Trip after departure or are unable to continue on the covered Trip due to any of the following reasons that are Unforeseen and
    takes place after departure:"

    This plan has 250,000 USD per person in Medical Evacuation under the following terms in your certificate:

    "Emergency Evacuation means:
    (a) Your medical condition warrants immediate Transportation from the hospital where You are first taken when injured
    or sick to the nearest Hospital where appropriate medical treatment can be obtained;
    (b) after being treated at a local Hospital, Your medical condition warrants Transportation to the United States where
    You reside, to obtain further medical treatment or to recover; or
    (c) both (a) and (b), above."

    Please call us at 800-487-4722 if you have any questions or concerns. We would be happy to assist you.
    Jan 23,2020
Nationwide Mutual Insurance Essential
Thank you for peace of mind.
I go no where without your services.
Debra E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Easy to shop for various plans and we were happy with the coverage and costs. Fortunately we did not have to file any claim so we can't speak to that process.
Devan K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Did not have to use but did get follow up emails.
stephen t. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Fortunately didn’t need to use it.
Carolyn S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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