Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
4,644
ratings and reviews
97%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
I had no claim. For that reason it is hard to rate the plan.
Elizabeth R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We didn’t need to file a claim, but to know that we had it, was a hugh peace of mind.
Pamela K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
I purchased the Nationwide Essential plan for a Royal Caribbean cruise to the Caribbean at a reasonable price instead of the overpriced "Royal Caribbean CruiseCare". I was very happy that I chose this plan. I had to visit the ship doctor's office on the second day of the trip for an antibiotic. The total cost was ~$250. The claim process when I returned home was easy and they reimbursed me the full amount of the medical costs incurred onboard the cruise.
Thomas Z. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Fortunately, we did not need to use our Nationwide travel insurance policy, but I'm glad we had it.
Dale H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I feel the product is worth the money when planning a trip in advance. We used Nationwide in the past for a claim and were 100% happy with their response. Insuremytrip allows you to hand over the details to another party to help you with a claim, or question. We did not personally have contact with them. The price through Insuremytrip was not more expensive than direct purchase with Nationwide, so there is an advantage if you would like that assistance. I would purchase trip insurance again with Nationwide.
Lynda L. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Luckily, we never had to use the plan during our vacation. The process to obtain the insurance for our trip was quick and easy. We will definitely use InsureMyTrip for future vacations.
Gerard D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
While fortunately i did not need to implement my plan, it was a huge peace of mind knowing I had coverage. My trip was physically demanding and also not easily accessible (Grand Canyon) so I was reassured I was covered if something happened in the canyon. My friend had the same plan and had to cancel early before the trip due to injury. She had no issues with getting her refunds.
Pamela M. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
It's kinda hard to give a helpful review because we never (thank goodness) had to actually use the plan so I don't know how smooth an actual claim would have been handled. We purchased the plan for the peace of mind, in the event something did go wrong....which is why folks buy insurance in the first place! It was nice knowing we had the coverage, just in case.
Diane W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Every Insurance plan looks good before you need to use it. When it's needed you really get to see what the company is all about. I wIll NEVER chose this company for travel insurance again. My father passed away and we were unable to take the trip we planned. This company just compounded our grief several-fold. Nationwide strung out the claim process, asking repeatedly for information that I wasn't even asking reimbursement for ( airline tickets). Icelandic air reimbursed me within 3 days when I called to cancel the flight due to my fathers death. They did not have to do that but they did. I never requested airline reimbursement from Nationwide. I was assured 2x's with my phone calls and inquiries that they had everything they required and the claim was being processed, and being reviewed by an adjuster. Today the day the check was to be mailed, low and behold another email asking for an airline agreement. Today I was feed up and called INSUREMYTRIP to be my advocate, they contacted the insurers rep and guess what, they again requested the airline agreement that isn't required. Always buy your travel insurance through this agent, then if problems arise you have an advocate. Chose a different provider than Nationwide. As a side note, my fathers life insurance policies all paid before this travel insurance policy.
Matthew A. would not recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Carol
    Photo
    We are very sorry to hear that your father passed away during your trip and regret that you experienced so many problems in the claims process.
    Neither Nationwide nor InsureMyTrip wish to make this process so very difficult especially during such a difficult time.

    We are glad to know that a Customer Advocate was able to assist you on your claim and confirm with Nationwide that your check was mailed. If we can be of further assistance, please let us know.
    Jun 26,2018
The trip included a
tour
Nationwide Mutual Insurance Essential
I did not file a claim so I have no knowledge of how Nationwide would process a claim. I chose this policy because it was the only comprehensive coverage that did not require mandatory life insurance coverage, something that is not necessary for me.
Larry Dean M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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