Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
4,309
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Essential
Best to have a good policy just in case, Nationwide did just that. Competitive cost and excellent coverage,
Donald B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
didnt need it which was great.
Steven O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
My wife had a medical emergency a week before we were scheduled to leave. Nationwide refunded our cruise money in full in a timely manner. It was easy to do business with them and I would highly recommend Nationwide as a place to buy your travel insurance.
Jeff W. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We bought this policy to not only insure our trip but also for the medical coverage. My wife is on Medicare and it only covers her in U.S. territories and with doctors licensed in the United States. Less than two hours into our cruise and she needed to see the ship doctor. The bill for 15 minutes was $213.44. We filed a claim with Nationwide when we got home. Once Medicare (primary insurance) denied the claim, Nationwide mailed a check for $213.44 to us.

We chose Nationwide essentials insurance because they offer $250,000 air evacuation coverage along with $75,000 medical coverage. Many other companies only offer $10,000 medical coverage and considerably less air evacuation coverage.

I only deal with Insure My Trip when buying trip insurance because if you end up having trouble filing a claim that gets denied, Insure My Trip can get involved as a third party to get it resolved. Once we filed a claim that was denied. After Insure My Trip became involved, the claim was paid in full.
Michael F. would recommend this plan to a friend or relative.
2 of 3 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
I did not have to use it but I was glad I had it for peace of mind.
Delynn M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
First time I have needed to call to file a claim since I have been purchasing insurance plans for trips. What a disappointment to find out that when I needed it - it would not cover our stolen cell phone in the Dominican Republic. Next time I know to read the fine details of a plan to know that some of the most expensive items I travel with such as cellphone and computer are NOT covered with this plan. I now know in the future when purchasing a plan to look at the detailed article coverage.
Ann P. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Kyle
    Photo
    Thank you for providing feedback on this policy.

    We are sorry to hear that your phone was stolen during your trip. It is unfortunate that most travel insurance policies will exclude or provide very limited coverage for electronics and cell phones.

    When planning to purchase a policy, we recommend contacting us by phone at 1-800-487-4722 to review the limitations and exclusions of our plans. We can also provide recommendations to you based on your main concerns. Our licensed representatives are avaiable 7 days a week.

    Please feel free to contact us if you have any further questions or concerns.
    Mar 09,2018
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Insurance was easy to purchase - agent helped me through the process, and thankfully I didn't need to use the services, but had peace of mind in case something catastrophic happened, we'd be covered. We'll be using then again next year for our trip.
Thomas G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
We are comfortable planning trips knowing that we are able to find an affordable insurance lan that will stand behind us should an event arise that would interfere with our plans. We will use nationwide in our future plans
barbara k. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Yes the plan did provide coverage for all the essential items for my trip. Thank goodness, I was fortunate not having to put it to use this time!
fingers crossed that's continues!!
Barbara B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I did not file a claim. I always use Insuremytrip. com and Nationwide

Thank you
Alexander S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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