Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential product page.

Customers rated the Nationwide Mutual Insurance Company Essential plan
4.64 out of 5
4,034
ratings and reviews
97%
recommended
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Cruise
Filed claim
The trip included a
tour
Nationwide Mutual Insurance Essential
I didn’t have to use it. It was easy to purchase online
John M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
I always use insure my trip because I am given many options and can select what will work for us.
Robert N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Fortunately all went well and we did not need to file a claim. However it provided peace of mind and I would not travel abroad without travel insurance
Ralph Y. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Essential
Since the 90's, we began purchasing travel insurance due to a parent that was ill and have continued to purchase it for all our travels. Thankfully, we never had to use it before and have sometimes wondered if it was truly needed. Well, when a hurricane forced changes to the itinerary - twice - and finally, to the return date on our cruise, we had no choice but to cut our vacation short and make arrangements to return home early. This resulted in expenses for flights and missed cruise days. We contacted the company and the representative was very helpful and quickly provided us with the proper forms, etc. We filed a claim and submitted our information and receipts to Nationwide. Nationwide processed the claim and we received payment very quickly. In fact, my husband now says we will never again question whether we should purchase travel insurance, (LOL) and he wants to use Nationwide whenever possible.

Thank you, Nationwide, for your assistance and prompt response!
IRENE R. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I was very comforted in the fact that if something should have happened while away on my trip that I was covered with insurance. It was a long way from home and who knows if I would have lost my luggage or even my life. I could rest at ease knowing I was covered by a very well known insurance company.
Mary Jo G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
My trip went ahead, but I was happy to have this coverage for an affordable price.
Elizabeth D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Originally I hadn't taken a plan when I booked my trip. Then I thought it's hurricane season and I think I need a plan. I looked through all available plans and decided on Nationwide. Thankfully I didn't have to use the plan - however there was a time with Irma and Maria spinning off the coast of the Dominican Republic that I was glad that I had the coverage. For $80 you can't go wrong.
Michael E. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
We did not file a claim, so it is hard to review this policy! However, I assume I would have been pleased if we had indeed needed to file!
Katherine H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Essential
Pretty good value for travel insurance. Luckily we did not need to use it this time so that is great. I purchased same insurance thru Nationwide for next cruise as well.
Diane S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
I tried to use the insurance to help get money and not a credit for my flight back from Turks and Caicos since we canceled our trip due to the Hurricane since our resort is closed until next month and I could not use the insurance due to it being purchased after the hurricane was announced. I was not aware when I purchased the insurance that we could not use it for this reason. I would have never wasted almost $100 purchasing the insurance. Since the resort themselves closed and this was out of our control I thought the insurance would cover this but I did not research close enough I guess before getting the insurance. When I called she was very polite and explained the reason behind it.
Paula H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback on the policy. We are sorry to learn that you were unable to travel. We hope that fellow customers find your review and our reply educational.

    In order to find hurricane specific coverage, you must purchase the policy prior to when a storm is named. Once a storm has been named it is considered a foreseen event.

    This is standard for all travel insurance plans. In the future, please consider calling us prior to purchase to discuss the plan exclusions. We strongly recommend customers read the terms and conditions of the policy within the review period to determine if the policy fits your needs. If the policy does not fit your needs, it can be cancelled within the review period for a refund of premium. Please call us at 800-487-4722 if you have any questions or concerns.
    Oct 23,2017
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