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Travel Insurance Reviews Nationwide Essential

The Essential plan from Nationwide Mutual Insurance is for travelers planning trips on a budget who don't want to sacrifice coverage. Coverages include Trip Cancellation and Interruption, Medical, Emergency Medical Evacuation, and Assistance Services.

To learn more, see the Nationwide Essential trip insurance product page.

Customers who have visited the United States rated the Nationwide Mutual Insurance Company Essential plan
4.62 out of 5
812
ratings and reviews
98%
recommended
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Cruise
Filed claim
Nationwide Mutual Insurance Essential
I think it is always good to have coverage, if anything happen to us.
Mohammed R. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
I didn't file a claim thereby some of your questions are not relevant. You need to add an N/A option
Elaine G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
tour
Nationwide Mutual Insurance Essential
Had to cancel trip due to jury duty and the claim was handled promptly without the unnecessary back and forth and resending of stuff that I experienced with a different company a few years back.

I sent one email with attached documentation; they contacted me after a week or so by phone and email to request a receipt I had not included. I sent that and when I emailed for follow-up after around 2 weeks, they phoned to tell me the check had already been mailed. From the time I contacted them for the forms to the day I received a check was exactly 1 month.

The only suggestion I would have for them is to provide a link for claimants to access the forms online. You have to email them for the forms and that takes about a week. Not a huge deal but would be nice. Would definitely use them again.
DIANNE D. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
Greatly anticipating the day that affordable insurance coverage is possible to everyone. This will only be accomplished by free intra-state commerce that is offered by this type of business model. Thank you.
Kevin M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Well, we had one segment of one traveler(out of 4) with trip interruption due to a funeral. Because this deceased person did not meet their criteria, it was denied. All $71.00 of it, which was all that was asked for. That is ridiculous and I will not recommend them to anyone.
Linda C. would not recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Melissa J.
    Photo
    Thank you for your feedback on your policy. We are very sorry to learn that one of the travelers had to interrupt their trip due to the death of a loved one. We understand that it is never pleasant to receive a denial for reimbursement under the Trip Interruption coverage. However, your reason to interrupt your trip must be specifically stated as a covered reason in the policy.

    According to your policy they will cover a death of a non-traveling Family Member. The way that Family Member is defined, according to the certificate, is as follows:

    "Family Member means Your or a Traveling Companion's legal or common law spouse, ex-spouse, parent, legal guardian, step-parent, grandparent, parents-in-law, grandchild, natural or adopted child, step-child, children-in-law, brother, sister, step-brother, step-sister, brother-in-law, sister-in-law, aunt, uncle, niece or nephew who reside in the United States, Canada or Mexico."

    If you have any questions or concerns, please feel free to call us at 800-487-4722.
    Aug 31,2017
Nationwide Mutual Insurance Essential
It is piece of mind knowing you have insurance if something happens.
Donna A. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
First time purchasing trip insurance. Did not end up needing it but think this was a fair price for the coverage in case we did. For simple trips, would recommend buying trip insurance separate from the travel company as I was able to save a few bucks. Sign up process was really simple and Nationwide provided all the information needed via email. Would definitely go with a "name brand" company like Nationwide.
Thomas B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
Fortunately, I did not need to use my trip insurance. I always recommend trip insurance as I was very glad that I had it the year that my grandmother passed away while my family was on vacation. This plan had everything that I needed and felt it was reasonable. Having insurance as a backup always helps ease my worries. Thanks so much.
Karen g. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Nationwide Mutual Insurance Essential
We travel regularly and had to file a claim with another company in the past. That company dragged their feet unbelievably.
By comparison, Nationwide was fabulous; prompt, efficient, highly recommended!
Janine P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Nationwide Mutual Insurance Essential
I really appreciated the ease with which I could compare plans on Insure My Trip and find the one that fit my needs. I will definitely be back to get my insurance for my next trip (international).
Heidi C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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