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Travel Insurance Reviews Nationwide Universal Cruise

The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Universal Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Universal Cruise plan
4.57 out of 5
746
ratings and reviews
97%
recommended
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Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
It's easy to say it was great, as we didn't need it!
Brian L. would recommend this plan to a friend or relative.
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Claims not filed
  • Empty Comment
The trip included a
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tour
Nationwide Mutual Insurance Universal Cruise
I didn't need to file any claims, and this policy was cheaper than the Celebrity Cruises, so they always say to have insurance, it is nice when you don't need to use it.
Elizabeth F. would recommend this plan to a friend or relative.
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Claims not filed
  • Empty Comment
The trip included a
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tour
Nationwide Mutual Insurance Universal Cruise
While I recommend this plan, my recommendation might be unfavorable if I had filed a claim and was treated unfairly. So as the saying goes, buyer beware.
Frank V. would recommend this plan to a friend or relative.
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Value
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  • Empty Comment
The trip included a
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tour
Nationwide Mutual Insurance Universal Cruise
I thought the coverage was good but the cost was quite high. I might reconsider getting it in the future
kathleen r. would recommend this plan to a friend or relative.
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  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
I didn't have to use my plan but felt safe and secure knowing support was there!
Robyn W. would recommend this plan to a friend or relative.
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The trip included a
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tour
Nationwide Mutual Insurance Universal Cruise
I was very comfortable with this plan.
Thomas J. would recommend this plan to a friend or relative.
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  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Fortunately we did not have to use our benefits of the plan. However, it certainly gave us piece of mind.
Theresa E. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
We got incredibly lucky on our trip - we were somewhere over the Atlantic Ocean on our plane when the Crowdstrike disaster hit. We had no idea anything had happened until about an hour after we landed, when our train to Bologna Central failed to appear on schedule. Many of the other passengers on our cruise ship were not so lucky - with all flights for most carriers completely grounded for up to 12 hours, the rumor was that several hundred passengers did not make the embarkation time. The ship even delayed over an hour for them.

This is exactly the kind of disaster that cruise ship insurance policies are meant to protect against. Those passengers did nothing wrong, but because of a global disaster, they had to change their final destination to the cruise ship's first port of call. If they didn't have an insurance policy.... that came out of their own pocket.

I'm grateful I didn't have to use my insurance, but also grateful that I had it to begin with. One small mistake from an unrelated company can cause a chain reaction that shuts down the world.
Cathy A. would recommend this plan to a friend or relative.
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Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
It was a bit of a fight to get our small claim paid but after numerous mailings and emails, we got paid.
Carole S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
I bought this plan because of the coverage and price. Hence the 5 stars. Was it a good purchase? I think that question can only be answered once a claim has been filed. Fortunately, I did not need to file a claim.
Stephen H. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
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