Travel Insurance Reviews Nationwide Universal Cruise

The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Universal Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Universal Cruise plan
4.57 out of 5
314
ratings and reviews
96%
recommended
Sort by
Showing
Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
My husband developed a severe back injury 1 month before our departure date, and as he was not able to travel, we had to cancel our cruise. I submitted the required paperwork and was compensated for all my lost revenue and non-refundable deposits. Was very happy with the plan and the way the company handled the claim. Customer reps were helpful.
Bernita S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
I was happy to have the insurance and not have to use it. It was great peace of mind in case I needed to cancel or I had luggage lost or a delay.
Pamela A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Perfect insurance coverage for my needs. No wasted coverages, no wasted charges. Would certainly purchase a Nationwide Mutual Insurance Company Universal Cruise plan again and also recommend it to my family and friends.
Susan R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Always comforting to know that we have extra coverage even if we don't use it (thank heavens).
insuremytrip is the only way to go with it's vast number of reliable choices at affordable rates.
joseph m. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
I can only rate this plan as a customer who did Not file a claim but as it is directed at Cruise passengers I liked that.
darrell b. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
The cost of insurance is frequently something we’d rather not have to pay. As a past claimant of travel insurance I won’t plan a trip without it. This plan was average cost and provided the coverage that gave us peace of mind.
Alan S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Should provide easy to read list of necessary documents needed if a claim is to be processed at the time of review/purchase. Would be easier to understand than to look into fine print etc.
Russell T. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Really can’t tell how satisfied you are with the coverage until it is necessary to file a claim and there is no difficulty collecting the coverages you think you purchased.
Evelyn F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
The lanquage of the terms and conditions, ie., covered events was unclear. Even as a lawyer, I found it unnecessarily difficult to find out what was or was not covered.
Sylvia D. would recommend this plan to a friend or relative.
1 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    We appreciate you using InsureMyTrip for your travel insurance needs. In the future, please consider calling us prior to purchasing a plan so that we can assist you in selecting the most cost effective policy that covers as many of your primary concerns as possible. We can help you understand the terms and conditions of a travel insurance policy. Our toll free telephone number is 800-487-4722. We look forward to assisting you in the future.
    Oct 11,2018
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Luckily, I didn't have to use it. Relaxed knowing it was there if needed.
Janet R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
Show reviews per page.

Top 5 Providers

  1. GeoBlue
    (4.71)
  2. IMT Services
    (4.67)
  3. Nationwide
    (4.63)
  4. MedjetAssist
    (4.62)
  5. Arch RoamRight
    (4.61)
  1. GeoBlue
    (4.59)
  2. Berkshire Hathaway Travel Protection
    (4.54)
  3. Allianz Global Assistance
    (4.53)
  4. Crum & Forster - Travel Insured International
    (4.51)
  5. Travelex
    (4.49)