Travel Insurance Reviews Nationwide Universal Cruise

The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Universal Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Universal Cruise plan
4.54 out of 5
135
ratings and reviews
95%
recommended
Sort by
Showing
Cruise
Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
The best insurance is unused insurance as was the case with this trip
Linda B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
The Best Insurance is not to have any claims.
JACK S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
For the first time in my travels, I had to file a claim under my travel insurance policy. The claims process was very easy to understand and the customer service team was pleasant to deal with. Once I submitted all of the required documentation, I had a check within 10 days. Would definitely recommend this company.
Joycelyn S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
While we did not have to use this plan, we were glad to have purchased it. As long as prices stay low and the customer service representative continue to be as polite, pleasant and informative in all aspects, I will continue to refer your company. Would be nice to have incentives or bonuses to those customers who refer others to purchase your insurance.
Jacqueline D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
I have used the Nationwide cruise insurance several times. It always seems to offer really good coverage for the price. The one time that I did have to make a cancellation claim due to illness, the claim process was fairly easy and quick.
Thomas M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Since I fortunately did not need to use the plan it is hard to rate the service.

It gave me peace of mind however knowing someone had "my back" if things did not go as planned.
Cecil L. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Always feel safer with when traveling to foreign countries with extra insurance! All went well!!
Jane N. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Our long awaited magical ten day cruise on the Carnival Vista from Greece to Barcelona, then thirteen day Royal Caribbean Harmony from Barcelona to Ft. Lauderdale was thrown into a tailspin two days before our scheduled flight departure. Air France cancelled the last leg of our flight - Paris to Athens. Then, the Air Traffic controllers in Greece scheduled a four day strike, which prevented us from embarking on our ship in Athens. Air France tried to book us to the first port of call, but we would have had to leave "tomorrow", which was impossible because both of our nearby airports, Orlando and Melbourne were closed in the anticipation of Hurricane Matthew. Needless to say, our stress level was high, and thankfully, we didn't have to concern ourselves with losing several thousands of dollars as well. I am a big Clark Howard fan. He advises it's never wise to buy the trip insurance cruise lines offer, but rather a third party company. Nationwide was excellent and covered us for all of our losses. We NEVER plan a trip without buying insurance from insuremytrip.com. Five years ago, we cancelled a European vacation due to a death, and once again, we were refunded all of our losses. The Nationwide refund was quick and the information was easy to submit.
Shirley s. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
This was an easy plan to read, and I received everything needed to know I was insured if anything should've happened. I felt at ease.
Patricia D. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
We missed a port because of damage from hurricane Matthew and I was compensated for the inconvenience. I thought this was nice as most insurance offered with the cruise ship don't offer this coverage. I will buy again for my next cruise.
Pamela F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
  • Empty Comment
Show reviews per page.

Top 5 Providers

  1. GeoBlue
    (4.70)
  2. IMT Services
    (4.69)
  3. Berkshire Hathaway Travel Protection
    (4.69)
  4. Nationwide
    (4.64)
  5. Medjet Assist
    (4.60)
  1. Berkshire Hathaway Travel Protection
    (4.75)
  2. GeoBlue
    (4.70)
  3. Travelex
    (4.61)
  4. IMT Services
    (4.60)
  5. Crum & Forster - Travel Insured International
    (4.59)