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Travel Insurance Reviews Nationwide Universal Cruise

The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Universal Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Universal Cruise plan
4.58 out of 5
384
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Everything went as planned.
Duncan B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
I had no issues, but purchasing the plane was easy enough. I like the fact that you send the policy and the follow up was good.
Cheryl R. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Booking was easy, Gal was pleasant and knew what she was doing


Fortunately I did not need to use plan but could rest easy.
Will use again
Bette H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
It fit the need we had. My husband and I have different addresses though and I wish that we could all be on the same policy- as it is, my daughter and I are on one and he has to have his own- that is a hassle and unnecessary expense.
Ronald M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Melissa J.
    Photo
    Thank you for your feedback. With Nationwide you can all be listed together on the same plan as long as you all live in the same state. You would list the address of the primary insured. If you have any questions or need help in the future with a purchase, you can reach us at 800-487-4722.
    Apr 08,2019
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
The plan gave us piece of mind before the trip and during the trip.
Rose O. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Did the job. Service not required. The cost was higher than I expected.
Robert S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Awesome and affordable plan. A necessity when traveling. Would buy from this company again!!!!!
Larry A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
I basically look for the cheapest coverage for what I need and includes pre-existing and medi-evacuation. I have collected several times with different policies and never had a problem with "cheap." In fact, one of them reminded me that they could not finish processing my claim until I submitted what Medicare was paying when it had been sitting on their desk gathering dust. I was aware that it was still pending but Medicare takes their good time processing their claims.. Anyway, impressed they didn't just "sit" on it and hope I would go away (lol).
Owen W. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
  • Carol
    Photo
    Thank you very much for your five star review. However, I would like to point out that your Nationwide Universal Cruise plan does not include the Pre-existing Condition Waiver. Although the waiver is not available in the Universal Cruise plan, it is offered in the Choice or Luxury Cruise plans.

    In the future, you may wish to contact our licensed insurance experts who would be happy to explain any part of the insurance policy. We are available to assist you by phone at 800-487-4722, or by chat, Monday - Friday, 7am-12am EST and Saturday - Sunday, 9am-9pm EST.
    Mar 08,2019
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Fortunately,I did not have to make a claim. I buy insurance on every cruise (14) and have never made a claim. Therefore, I do not know how good the insurance is unless I have to make a claim.
Bruce S. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Now that my husband and I are in our 70s, we know we need travel insurance (luckily, we had bought some two years ago when my husband needed emergency surgery three days before a trip to China).
The Nationwide Universal Cruise plan we bought for our recent cruise is low cost and designed for our specific needs. While we didn't have to file a claim (thank goodness), the peace of mind we bought was well worth it.
Joan M. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
  • Empty Comment
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