Travel Insurance Reviews Nationwide Universal Cruise

The Nationwide Universal Cruise plan is designed for travelers going on a cruise during their trip. Coverages include Trip Cancellation, Trip Interruption, Medical, Emergency Medical Evacuation, and in most states, an Itinerary Change Inconvenience benefit.

To learn more, see the Nationwide Universal Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Universal Cruise plan
4.53 out of 5
113
ratings and reviews
95%
recommended
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Filed claim
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Since I fortunately did not need to use the plan it is hard to rate the service.

It gave me peace of mind however knowing someone had "my back" if things did not go as planned.
Cecil L. would recommend this plan to a friend or relative.
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  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
Always feel safer with when traveling to foreign countries with extra insurance! All went well!!
Jane N. would recommend this plan to a friend or relative.
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Claims not filed
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Our long awaited magical ten day cruise on the Carnival Vista from Greece to Barcelona, then thirteen day Royal Caribbean Harmony from Barcelona to Ft. Lauderdale was thrown into a tailspin two days before our scheduled flight departure. Air France cancelled the last leg of our flight - Paris to Athens. Then, the Air Traffic controllers in Greece scheduled a four day strike, which prevented us from embarking on our ship in Athens. Air France tried to book us to the first port of call, but we would have had to leave "tomorrow", which was impossible because both of our nearby airports, Orlando and Melbourne were closed in the anticipation of Hurricane Matthew. Needless to say, our stress level was high, and thankfully, we didn't have to concern ourselves with losing several thousands of dollars as well. I am a big Clark Howard fan. He advises it's never wise to buy the trip insurance cruise lines offer, but rather a third party company. Nationwide was excellent and covered us for all of our losses. We NEVER plan a trip without buying insurance from insuremytrip.com. Five years ago, we cancelled a European vacation due to a death, and once again, we were refunded all of our losses. The Nationwide refund was quick and the information was easy to submit.
Shirley s. would recommend this plan to a friend or relative.
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  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
This was an easy plan to read, and I received everything needed to know I was insured if anything should've happened. I felt at ease.
Patricia D. would recommend this plan to a friend or relative.
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Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
We missed a port because of damage from hurricane Matthew and I was compensated for the inconvenience. I thought this was nice as most insurance offered with the cruise ship don't offer this coverage. I will buy again for my next cruise.
Pamela F. would recommend this plan to a friend or relative.
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Value
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Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
I ended up putting Nationwide to the test by having to file a cancellation claim late in the game as a result of unanticipated knee surgery. Nationwide lived up to their end of the contract in an exemplary way. Filing was simple. All that was required was filling out a short form with one paragraph for the doctor. The claim was processed quickly and paid promptly. I don't see how it could have been handled any better. I really hated to have to cancel this cruise but it was great to have this cruise specific Nationwide policy covering my risk.
Thomas M. would not recommend this plan to a friend or relative.
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Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
It is a good thing to have no idea how good this company is in the event of a claim.
Alicia S. would recommend this plan to a friend or relative.
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Value
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Claims not filed
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
flight canceled on way back and trip was delayed getting back for 2 days and due to fine print in policy it paid nothing
Douglas S. would not recommend this plan to a friend or relative.
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Value
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Claims
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Universal Cruise
This plan gave me great peace of mind knowing I could get help whenever and wherever I needed it. Thank goodness I didn't have to use the services, but just knowing I had this coverage helped me relax and enjoy my vacation.
Nora P. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Universal Cruise
Good price for peace of mind from a well known insurance company.
CHARLES C. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
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