Travel insurance and hurricanes: What you need to know
InsureMyTrip's Top Tips
1. Plan Ahead. The Atlantic Hurricane Season is officially from June 1 to November 30 each year. If you're traveling during those months, consider buying travel insurance as soon as you book your trip. This will give you access to the greatest number of options, as well as help you secure coverage before anything happens.
2. Understand the "Unforeseen." Travel insurance generally only covers "unforeseen" events. In other words, if you see on the Weather Channel that a tropical storm is brewing near your destination, it's already too late to purchase travel insurance.
3. Know Your Options. A Cancel For Any Reason (CFAR) policy may be a good investment during hurricane season. CFAR offers greater flexibility to travelers in choosing to cancel their plans, which can be extremely helpful when there's unpredictable weather to content with.
4. Ask lots of questions. We don't mind. The better educated you are, the happier you'll be with your purchase.
What to ask during hurricane season
What will happen if my destination is made uninhabitable by a storm?
What if my own home is damaged by a storm, and I don't want to leave on a trip without repairing it?
What about delays and cancellations on both ends of my itinerary?
Is there any insurance policy available to me that will allow me to cancel my trip because of a hurricane warning?
Can I get Cancel For Any Reason coverage? Would it be wise for me to do so?
If I have to interrupt my trip because of bad weather, what kind of insurance will cover the cost of my missed travels?