Academic Explorer Trip Interruption

The Academic Explorer Trip Interruption plan provides specific benefits for trip interruption. If you are only concerned with being forced to cut the trip short and return home ahead of schedule, due to a covered reason, and are not worried about having additional benefits for medical or evacuation, then this is the plan to go with. Coverage is provided to reimburse you for the unused portion of the trip, based on how much time is left when you cut it short, as well as for covered additional expenses incurred to return home last minute. The Trip Interruption plan does not cover cancellation, so no benefits are provided pre-departure.

Other benefits include:

  • Lost Baggage
  • Baggage Delay (if your bags are delayed for more than 12 hours)
  • Travel Delay (if you are delayed for more than 6 hours due to a covered reason)
Insurance Underwriter
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Coverage amounts and option availability are subject to change based on residence and other factors.

Trip Protection
Trip Cancellation
Trip Interruption
Trip Cost + 25%
Financial Default
10 Day Wait (Trip Interruption only)
Terrorism in Itinerary City
Foreign and U.S. Domestic (Trip Interruption only)
Optional - Interrupt for Any Reason
75% of non-refundable Tuition Expenses up to $5,000 max.,
75% of non-refundable Travel Expenses
[Requires purchase within 15 days of Initial Trip Payment](This option requires additional premium)
Optional - Cancel for Any Reason
Baggage Loss
$250 per article limit
$500 combined max. for specified items (secondary)
Baggage Delay
12+ hours
$200 max. (secondary)
Travel Delay
6+ hours
$500 max. (secondary)
This plan does not offer Medical benefits.
This plan does not offer Evacuation benefits.
Accidental Death
This plan does not offer Accidental Death benefits.
Additional Benefits
24-Hour Emergency Assistance
Additional Notes:
There is no coverage for travelers over the age of 70.
Individual quote: Students actively enrolled in or residing at a US school and participating in an academic travel program.
Group quote: Available to students, faculty, and chaperones that will be traveling as part of an Academic related program. All participating students must be included on this plan. If covering any faculty, chaperones or parents, all must be included to have coverage.

Claims & Assistance

Claims Information

(877) 794-6915
(727) 412-7686 (If overseas, call collect.)
Fax: (800) 560-6340
Monday-Friday 8:30am - 5:00pm EST
In the event of a claim, please have the following information readily available:
  • A group roster listing all participating travelers
  • Sponsoring School/University name
  • Insured's First and Last Name, Date of Birth, and Address
* If possible, The Nationwide Policy Reference Number - to confirm the Academic Explorer Program that was purchased.

(877) 318-6895
(603) 328-1905 (If overseas, call collect.)
In the event of an emergency, please have the following information readily available:
  • Insured's Full Name
  • Plan Name
  • Policy Number (to verify plan coverage)
  • Location of Insured
  • Hospital Name

Mailing Address
Co-ordinated Benefit Plans, LLC
on behalf of Nationwide Mutual Insurance Company and Affiliated Companies
P.O. Box 26222
Tampa, FL 33623