AIG Travel Guard Gold

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The AIG Travel Guard Gold plan offers mid-level coverage and more options than the Basic and Silver. This plan offers you, as the traveler, several options to customize your comprehensive travel insurance plan to best fit your travel needs.

This plan offers excellent comprehensive benefits such as trip cancellation, trip interruption, baggage protection and travel delay. You can find these benefits in the other plans from AIG Travel Guard, but this plan comes with some added benefits.

With this plan, the trip cancellation reasons also include work reasons. This means that if you have a work reason to cancel your trip you may be eligible for reimbursements due to this reason. You can find the whole list in the full certificate of the plan.

You can add optional Cancel for Any Reason coverage, which allows you to be able to cancel your trip for something other than a covered reason up to 48 hours prior to your scheduled departure. You must purchase the plan within 15 days of your initial trip payment, and meet all requirements to be eligible for this coverage. Reimbursement is up to 50% of your insured non-refundable trip cost.

Other time-sensitive benefits include the pre-existing conditions waiver, which is available if the plan is purchased within 15 days of your initial trip payment and all eligibility requirements are met, and the accidental death flight only benefit.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Baggage Loss
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
(Cannot be combined with Coverage for Accidental Death - Flight)
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages
Emergency Evacuation Upgrade
Emergency Evacuation Upgrade (+$)

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Ratings and reviews

Our customers rate the AIG Travel Guard Gold on our site
on average based on 510 reviews.
A.M. Best Rating
Better Business Bureau Rating
Well, it was just what I needed it to be, insurance in case anything happened. Fortunately nothing went wrong, but in the past we had 2 travel claims, so insurance is always important to have. Clear, concise policy; will use again for future trips.
stephen M.
It would be helpful if we could print a small card that we could show to a car rental agent proving that we purchased the rental car supplement. As it is, we have to show them the entire printed policy. All they need to know is the amount of coverage, who issued it and how to contact them.
Gary N.
I did not use the plan, but overall the cost of the plan for what it covered was sufficient for me at the time of purchase.
Bharath T.
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