AIG Travel Guard Gold

The AIG Travel Guard Gold plan offers mid-level coverage and more options than Basic and Silver, allowing you to customize the plan to best fit your needs.

Some plan highlights include:

  • Children age 17 and under are free when there is at least one covered adult on the plan.
  • Trip Cancellation, including covered work reasons.
  • Optional Cancel for Any Reason, allowing you to cancel your trip for something other than a covered reason up to 48 hours prior to your scheduled departure. You must purchase the plan within 15 days of your initial trip payment, and meet all requirements to be eligible for this coverage. Reimbursement is up to 50% of your insured non-refundable trip cost.
  • The Pre-Existing Conditions Waiver is available if the plan is purchased within 15 days of the initial trip payment, and all eligibility requirements are met.
  • Other coverages included are Baggage, Travel Delay, Medical, Emergency Medical Evacuation, and Accidental Death - 24-Hour.

Because plans can change in a moment's notice, it is best to purchase your plan soon after making your initial trip payment so that you can enjoy the most benefits that the plan has to offer.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
15 Day Review Period
Insurance Underwriter
National Union Fire Insurance Company of Pittsburgh
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
14 day wait, if purchased within 15 days of Initial Trip Payment
Terrorism in Itinerary City
Foreign & U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason
50% of non-refundable trip cost [Requires purchase within 15 days of Initial Trip Payment and certain conditions are met] (+$)
Baggage Loss
$1,000 (secondary)
Baggage Delay
12+ hours
$300 max.
Travel Delay
5+ hours
$750 max.
Supplier Default
Medical Limit
Complications of Pregnancy
$500 Incl. in Medical
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met
Lookback Period
180 Days
Pre-Existing Condition Period
Medical Evacuation
$500,000 (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
(Cannot be combined with Coverage for Accidental Death - Flight)
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
$50,000 [Requires purchase within 15 days of Initial Trip Payment]

Flight Upgrade
(Cannot be combined with Coverage for Accidental Death - 24-Hour)

$100,000 (+$)
$200,000 (+$)
$300,000 (+$)
$400,000 (+$)
$500,000 (+$)
Additional Benefits
24-Hour Emergency Assistance
Rental Car
$35,000 ($250 ded.) (+$)

Emergency Evacuation Upgrade
Emergency Evacuation Upgrade (+$)
Cancel For Work Reasons Benefit Included

Identity Theft Services
Available to
U.S. Residents

Customer Ratings

Our customers rate the Allianz Global Assistance Basic plan on our site

on average based on 1388 reviews.

Better Business Bureau Rating

A.M. Best Rating

Latest Reviews

AIG Travel Guard
I was unfortunately unable to take to my trip after planning it for a year and a half. I called Travel Guard and they mailed me all the forms to file my claim. When I submitted the claim I was instructed to wait four weeks before contacting them again. I mailed the claim on 7/6 and on 8/4 I got a phone call advising me that my claim had been processed and I would be receiving a check in a few days. In a few days I received my check in the amount I had requested down to the penny. I have insured with Travel Guard through Insure My Trip quite a few times before and this was my first claim. I would definitely insure with them again and would recommend them!
Carol O.
AIG Travel Guard
Didn't need to use the plan (great) but sure felt good about having it in my back pocket.
Thao N.
AIG Travel Guard
Everything was taken care of seamlessly. We were very happy with all the documentation we received, and felt secure that we had the coverage we desired.
John S.
See all reviews

Be the first to ask a question for this subject.

Ask A Question