The AIG Travel Guard Gold plan offers mid-level coverage and more options than the Basic and Silver. This plan offers you, as the traveler, several options to customize your comprehensive travel insurance plan to best fit your travel needs.
This plan offers excellent comprehensive benefits such as trip cancellation, trip interruption, baggage protection and travel delay. You can find these benefits in the other plans from AIG Travel Guard, but this plan comes with some added benefits.
With this plan, the trip cancellation reasons also include work reasons. This means that if you have a work reason to cancel your trip you may be eligible for reimbursements due to this reason. You can find the whole list in the full certificate of the plan.
You can add optional Cancel for Any Reason coverage, which allows you to be able to cancel your trip for something other than a covered reason up to 48 hours prior to your scheduled departure. You must purchase the plan within 15 days of your initial trip payment, and meet all requirements to be eligible for this coverage. Reimbursement is up to 50% of your insured non-refundable trip cost.
Other time-sensitive benefits include the pre-existing conditions waiver, which is available if the plan is purchased within 15 days of your initial trip payment and all eligibility requirements are met, and the accidental death flight only benefit.
Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.