Global Alert Preferred

The Preferred plan offers comprehensive Trip Cancellation and Trip Interruption coverage if you have to cancel or interrupt your trip due an unforeseen covered event. Along with the usual covered reasons for canceling or interrupting your trip, this plan offers coverage if there is a hurricane warning issued by NOAA for your destination within 24 hours of your scheduled departure date. For this coverage to be effective, the event causing you to cancel must occur more than 14 days following your coverage effective date. So, in other words, you can’t purchase this plan today for a hurricane that might hit your destination within the next two weeks. These plans only cover unforeseen or unanticipated events that occur after the plan’s effective date. If you will be traveling during hurricane season, which typically runs from June to November, and are traveling to a location that is known to be hit by hurricanes, this coverage would allow you to cancel the trip if a warning is issued and you do not feel comfortable traveling there.

Other covered reasons for Trip Cancellation and Interruption include:

  • unforeseen illness, accidental injury or death to you, your traveling companion, family member or business partner
  • being required to work during the covered trip as proven by a written statement signed by your employer
  • a terrorist attack in a city listed on your itinerary
  • bankruptcy and/or default of your travel supplier which occurs more than 14 days following your effective date

These are just some of the covered reasons for cancellation and interruption listed within the policy certificate. There are other valuable coverages on this plan such as Travel Delay, Missed Connection, Baggage, Medical and Emergency Medical Evacuation. Cancel for Any Reason is an option offered if you insure the full cost of your trip and purchase the plan within 15 days of your initial trip payment. Reimbursement from this coverage is 75% of the insured trip cost.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Comprehensive
View Certificate
View Certificate
Refund Policy
14 Day Review Period
Insurance Underwriter
Arch Insurance Company
AM Best Rating
A+
Years in Business
43

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
14 day wait, if purchased within 15 days of Initial Trip Payment
Terrorism in Itinerary City
Foreign & U.S Domestic
Cancel for Any Reason
75% of non-refundable trip cost [Requires purchase within 15 days of Initial Trip Payment] (+$)
Baggage Loss
$1,500
Baggage Delay
12+ hours
$200/day
$400 max.
Travel Delay
8+ hours
$200/day
$1,000 max.
Supplier Default
Medical
Medical Limit
$100,000 (secondary)
Complications of Pregnancy
Terrorism
Dental
$750 Incl. in Medical (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
Waiver
If insurance purchased within 15 days of Initial Trip Payment
Lookback Period
60 Days
Pre-Existing Condition Period
Evacuation
Medical Evacuation
$500,000 (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
$50,000
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
Included in Accidental Death 24-Hour
Additional Benefits
24-Hour Emergency Assistance
Yes
Rental Car
Not Available

Hospital of Choice Evac Included

Cancel for Work Reasons Benefit Included
Available to
U.S. Residents

Customer Ratings

Our customers rate the Global Alert! Preferred plan on our site

(4.54)
on average based on 912 reviews.

Better Business Bureau Rating
A+

A.M. Best Rating
A+

Latest Reviews

Global Alert!
Preferred
Plan covered the essential needs for our cruise, and also the drive down to and back from the port.
Paul C.
Global Alert!
Preferred
This plan was reviewed by my daughter, and we felt it covered me in the event I needed it.
Judith B.
Global Alert!
Preferred
My reservations about GlobalAlert! are not about the actual coverage. Rather, I had issues with TripMate, the company which processes claims for Global Alert and a number of other insurers. They took an excessively long time to process my claim. I initiated the claim on 10/29/14 and was told that they would have it resolved in 15 business days. I supplied them will all requested information in a very timely fashion, as I wanted to be made whole for financial losses I had incurred. I had to call repeatedly and basically become a nuisance to make anything happen. I was told over and over again that my claim was in "expedited" status, meant to make me think that they were trying to push it through rapidly. I was finally notified on 1/8/15 that my claim was settled. This was a day after I threatened to complain to Global Alert. The foot-dragging and excuse-making on the part of TripMate was epic. This should not have been difficult or lengthy. The final information they claim they needed from the airline could have been obtained on 10/30 with a simple phone call or email. In the end, and this reflects positively on Global Alert and the coverage, I was fully compensated for my loss.
Maury M.
See all reviews

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