Global Alert Preferred

The Preferred plan offers comprehensive Trip Cancellation and Trip Interruption coverage if you have to cancel or interrupt your trip due an unforeseen covered event. Along with the usual covered reasons for canceling or interrupting your trip, this plan offers coverage if there is a hurricane warning issued by NOAA for your destination within 24 hours of your scheduled departure date. For this coverage to be effective, the event causing you to cancel must occur more than 14 days following your coverage effective date. So, in other words, you can’t purchase this plan today for a hurricane that might hit your destination within the next two weeks. These plans only cover unforeseen or unanticipated events that occur after the plan’s effective date. If you will be traveling during hurricane season, which typically runs from June to November, and are traveling to a location that is known to be hit by hurricanes, this coverage would allow you to cancel the trip if a warning is issued and you do not feel comfortable traveling there.

Other covered reasons for Trip Cancellation and Interruption include:

  • unforeseen illness, accidental injury or death to you, your traveling companion, family member or business partner
  • being required to work during the covered trip as proven by a written statement signed by your employer
  • a terrorist attack in a city listed on your itinerary
  • bankruptcy and/or default of your travel supplier which occurs more than 14 days following your effective date

These are just some of the covered reasons for cancellation and interruption listed within the policy certificate. There are other valuable coverages on this plan such as Travel Delay, Missed Connection, Baggage, Medical and Emergency Medical Evacuation. Cancel for Any Reason is an option offered if you insure the full cost of your trip and purchase the plan within 15 days of your initial trip payment. Reimbursement from this coverage is 75% of the insured trip cost.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
14 Day Review Period
Insurance Underwriter
Arch Insurance Company
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
14 day wait, if purchased within 15 days of Initial Trip Payment
Terrorism in Itinerary City
Foreign & U.S Domestic
Interrupt for Any Reason
Cancel for Any Reason
75% of non-refundable trip cost [Requires purchase within 15 days of Initial Trip Payment and certain conditions to be met] (+$)
Baggage Loss
Baggage Delay
12+ hours
$400 max.
Travel Delay
8+ hours
$1,000 max.
Supplier Default
Medical Limit
$100,000 (secondary)
Complications of Pregnancy
$750 Incl. in Medical (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 15 days of Initial Trip Payment and certain conditions are met
Lookback Period
60 Days
Pre-Existing Condition Period
Medical Evacuation
$500,000 (secondary)
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
Included in Accidental Death 24-Hour
Additional Benefits
24-Hour Emergency Assistance
Rental Car
Not Available

Hospital of Choice Evac Included

Cancel for Work Reasons Benefit Included
Available to
U.S. Residents

Customer Ratings

Our customers rate the April Travel Protection Choice plan on our site

on average based on 45 reviews.

Better Business Bureau Rating
No Rating Available

A.M. Best Rating

Latest Reviews

Global Alert!
It was good to have the insurance. Satisfied as usual with InsureMyTrip information and customer service. Only way to buy travel insurance!
Linda S.
Global Alert!
Since we didn't have to use the plan, it's hard to say how good it is. We were afraid we would have to use it because of a family member and was glad we had it. I hope it would have covered our needs had we needed to cancel or cut our trip short.
Gary P.
Global Alert!
Thank you
Surjit S.
See all reviews

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