The Preferred plan offers comprehensive Trip Cancellation and Trip Interruption coverage if you have to cancel or interrupt your trip due an unforeseen covered event. Along with the usual covered reasons for canceling or interrupting your trip, this plan offers coverage if there is a hurricane warning issued by NOAA for your destination within 24 hours of your scheduled departure date. For this coverage to be effective, the event causing you to cancel must occur more than 14 days following your coverage effective date. So, in other words, you can’t purchase this plan today for a hurricane that might hit your destination within the next two weeks. These plans only cover unforeseen or unanticipated events that occur after the plan’s effective date. If you will be traveling during hurricane season, which typically runs from June to November, and are traveling to a location that is known to be hit by hurricanes, this coverage would allow you to cancel the trip if a warning is issued and you do not feel comfortable traveling there.
Other covered reasons for Trip Cancellation and Interruption include:
These are just some of the covered reasons for cancellation and interruption listed within the policy certificate. There are other valuable coverages on this plan such as Travel Delay, Missed Connection, Baggage, Medical and Emergency Medical Evacuation. Cancel for Any Reason is an option offered if you insure the full cost of your trip and purchase the plan within 15 days of your initial trip payment. Reimbursement from this coverage is 75% of the insured trip cost.
The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.
Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.
Our customers rate the Global Alert! Preferred plan on our site
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We had to cancel the trip to to a medical problem my wife experienced. We had a no pre-existing condition clause included in the policy. I submitted all of the requested documentation including copies of credit card statements, a letter from the doctor and an attending physicians statement that the doctor completed. Even with all of this they fought paying out the claim. They kept making excuses and asking for more documentation. Three months after I filed my claim, I finally contacted InsureMyTrip and was provided with an advocate to assist me in getting my claim resolved. The advocate called me 1 day after I contacted her and told me that my claim was resolved and I would have a check within a week. I only wish I had asked for assistance sooner. Thanks to their help, I will buy all of my travel insurance from InsureMyTrip.MICHAEL R.
We filed a claim when my husband took ill while we were on vacation in South Africa. TripMate, the insurance company behind Global Alert, took a very long time to process our claim after we returned home and filed the claim. Additionally, TripMate told us the medical coverage was secondary to our health insurance when that was not the case; TripMate should have paid the hospital directly, which they did not, so we had to pay out of pocket and then recover the hospital and medical expenses. We have finally received full payment for the claim but that happened only after the folks at InsureMyTrip got involved. The Customer Care department of InsureMyTrip is wonderful and they contacted TripMate on our behalf until the claim was finally paid. If you have a problem with any policy sold by InsureMyTrip, they will stand behind it! To summarize - I do not recommend TripMate or Global Alert insurance based on our experience but I definitely do recommend InsureMyTrip.Meryle M.
It was good to have the insurance. Satisfied as usual with InsureMyTrip information and customer service. Only way to buy travel insurance!Linda S.
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