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Generali Global Assistance Premium

If you are looking for even more protection for a luxury vacation, the Premium plan from Generali Global Assistance may be your answer. This plan offers the highest-available coverage limits of all three Generali plans offered by InsureMyTrip, including trip interruption of up to 175% of the total trip cost insured, $2,000 for baggage and Sporting Equipment coverage per plan holder, and $1,000,000 in Emergency Assistance and Transportation coverage per plan holder.

This plan also includes:

Coverage for pre-existing conditions within 24 hours of final payment provided you are medically able to travel when you purchase insurance and you insure 100% of your pre-paid trip costs that may be subject to cancellation penalties or restrictions.

Rental Car coverage to protect against certain damages to your rental car while on your trip (not available for residents of Texas).

Along with the offered coverages, Generali Global Assistances’ Premium plan also provides a range of emergency assistance and concierge services. From providing medical referrals and travel advisories to arranging event tickets and schedule golf tee times, assistance is just a phone call away.

Travel insurance coverages are underwritten by: Generali U.S. Branch, New York, NY; NAIC # 11231, for the operating name used in certain states, please see Important Disclosures.

Coverages and Plan Info

If you are looking for even more protection for a luxury vacation, the Premium plan from Generali Global Assistance may be your answer. This plan offers the highest-available coverage limits of all Generali plans offered by InsureMyTrip. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 75%
Baggage Loss$2,000
Baggage Delay12+ hours
$500 max
Medical Limit$250,000 (secondary)
Pre-Existing Condition WaiverIf purchased prior to or within 24 hours of Final Trip Payment and certain conditions are met
Pre-Existing Condition Lookback Period180 days
Medical Evacuation$1,000,000 (secondary)

Plan Info

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Plan TypeComprehensive
Refund Policy10 Day Review Period
Available toU.S. Residents
AM Best RatingA

Trip Protection

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 75%
Financial DefaultIf purchased prior to or within 24 hours of Final Trip Payment and certain conditions are met
Terrorism in Itinerary CityForeign and U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason60% of non-refundable trip cost [requires purchase within 24 hours of Initial Trip Payment and certain conditions are met. Available up to a maximum of $10,000 Trip Cost per person.] (optional)
Baggage Loss$2,000
Baggage Delay12+ hours
$500 max
Travel Delay6+ hours
$300/day
$1,000 max
Vacation Rental Damage

Medical

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Limit$250,000 (secondary)
DentalIncluded in Medical (secondary)

Pre-Existing Conditions

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

WaiverIf insurance purchased within 24 hours of Final Trip Payment and certain conditions are met.
Lookback Period180 days

Accidental Death

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Full Coverage$50,000
$100,000 Policy Limit
Common CarrierIncluded in Accidental Death 24-Hour
Flight Only$50,000
$100,000 Policy Limit

Evacuation

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

Medical Evacuation$1,000,000 (secondary)

Additional Benefits

Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.

24-Hour Emergency AssistanceCall for Details
Rental Car$25,000
$25,000 Policy Limit
Optional Coverages
NotesIncluded Benefits

On Demand Medical Care

Identity Theft Resolution Services

Sports Equipment Coverage

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