Generali Global Assistance Premium

If you are looking for even more protection for a luxury vacation, the Premium plan from Generali Global Assistance may be your answer. This plan offers the highest-available coverage limits of all three Generali plans offered by InsureMyTrip, including trip interruption of up to 175% of the total trip cost insured, $2,000 for baggage and Sporting Equipment coverage per plan holder, and $1,000,000 in Emergency Assistance and Transportation coverage per plan holder.

This plan also includes:

Coverage for pre-existing conditions within 24 hours of final payment provided you are medically able to travel when you purchase insurance and you insure 100% of your pre-paid trip costs that may be subject to cancellation penalties or restrictions.

Rental Car coverage to protect against certain damages to your rental car while on your trip (not available for residents of Texas).

Optional Trip Cancellation for Any Reason coverage, when certain requirements are met, which can reimburse up to 75% of your insured trip cost if you have to cancel your trip 48 hours or more before your scheduled departure date for a reason not included under trip cancellation coverage (not available to residents of New York).

Along with the offered coverages, Generali Global Assistances' Premium plan also provides a range of emergency assistance and concierge services. From providing medical referrals and travel advisories to arranging event tickets and schedule golf tee times, assistance is just a phone call away.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the Generali Global Assistance Premium on our site
(4.54) of 5
on average based on 1721 reviews.
A.M. Best Rating
Better Business Bureau Rating
Filed a claim after a flight was canceled and we had to purchase a last minute more expensive ticket on another airline. Generali paid the difference between the two tickets. They approved the claim in one day and we received a check two weeks later. My advice is to send ALL documents relating to the claim even if it seems redundant.
Patricia M.
Very easy to choose plan and order online. As expected, no claims - but good to know I had the coverage.
Allan D.
What a great service! I would have paid many times more through the cruise line and received a fraction of the coverage. I checked options on line and was super impressed with the coverage and choices. I used the online chat and had the best experience ever. I got very customized care and was able to tailor a plan literally, with exactly what I wanted. I didn’t have to buy coverage I didn’t want. The agent then sent me links to all the best plans in her opinion. I ended up buying the coverage I wanted for an excellent price and immediately my wife and I had tremendous peace of mind on our vacation without breaking the bank.
Joseph B.
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