John Hancock Bronze

The Bronze plan is the most economical policy offered by John Hancock, and includes basic limits of coverage such as Trip Cancellation, Trip Interruption, Travel Delay, Baggage and Medical coverage. This plan allows you to insure trip costs up to $15,000, making it ideal for insuring smaller, less expensive trips. If you have made a payment towards your trip, and would like to protect your investment, this plan includes Trip Cancellation and Trip Interruption coverage, which offers coverage if you have to cancel your trip prior to departure (for a covered reason) or if you have to interrupt your trip (again, for a covered reason) once you have already left and need to return home.

The Bronze plan covers typical reasons for cancellation and interruption such as, unforeseen illness, injury or death, a delay of 24 or more hours of your common carrier due to inclement weather, and your primary residence or destination accommodations being made uninhabitable by fire, vandalism, burglary, or natural disaster. For a full list of covered perils, please see the full details of the quoted plan.

If you are concerned about a pre-existing condition, you may want to look at the other two plans, Silver and Gold, offered by John Hancock. Those plans offer a pre-existing exclusion waiver if the plan is purchased within 21 days of your initial trip payment (please see quoted plans as certain conditions apply).

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
Comprehensive
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
Old Republic
AM Best Rating
A
Years in Business
80

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost
Financial Default
14 day wait if purchased within 21 Days of Initial Trip Payment
Terrorism in Itinerary City
Foreign & U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
$200 (secondary)
Baggage Delay
12+ hours
$100 max.
(secondary)
Travel Delay
5+ hours
$150/day
$500 max.
(secondary)
Supplier Default
Medical
Medical Limit
$10,000
Complications of Pregnancy
Terrorism
Dental
$750 Incl. in Medical
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
Waiver
Not Available
Lookback Period
60 Days
Pre-Existing Condition Period
Evacuation
Medical Evacuation
$20,000
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage

Not Available
Common Carrier
Flight Only
$0
$300,000 (+$)
$500,000 (+$)
Additional Benefits
24-Hour Emergency Assistance
Yes
Rental Car
$0
$50,000 (+$)

Available to
U.S. Residents

Customer Ratings

Our customers rate the John Hancock Insurance Agency, Inc. Bronze plan on our site

(4.58)
on average based on 130 reviews.

Better Business Bureau Rating
A

A.M. Best Rating
A

Latest Reviews

John Hancock
Bronze
We have great respect for John Hancock, and were very pleased to find coverage at a significant savings over what was being offered by the tour company. Thankfully, we had no issues, but felt secure with the policy we chose.
Joy B.
John Hancock
Bronze
Was satisfied with ease of purchase, coverages, cost. Luckily did not need to file a claim. Will purchase again in future.
Angela B.
John Hancock
Bronze
I was pleasantly surprised at how smoothly the claiming process went. Traveling companion was hospitalized unexpectedly, and medically unable to travel. We got the claim form online, and filed the completed form on January 12. We received payment on the claim on January 30.
Dena S.
See all reviews

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