John Hancock Insurance Agency, Inc. Bronze

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The Bronze plan is the most economical policy offered by John Hancock Insurance Agency. It includes basic limits of coverage for standard comprehensive benefits like trip cancellation, trip interruption, travel delay, baggage and emergency medical coverage.

This plan allows you to insure trip costs up to $10,000 per person, making it ideal for insuring smaller, less expensive trips. If you would like to protect your travel investment from unexpected trip cancellation or trip interruption, this plan offers coverage if you have to cancel your trip prior to departure (for a covered reason) or if you have to return home in the middle of your trip, due to a covered reason.

The John Hancock Bronze plan covers typical reasons for cancellation and interruption such as:

  • Unforeseen illness, injury or death
  • A delay of 24 hours or more of your common carrier due to inclement weather
  • Your primary residence or destination accommodations being made uninhabitable by fire, vandalism, burglary, or natural disaster.

For a full list of covered perils, please see the full details of the quoted plan.

If you are concerned about a pre-existing condition, unfortunately, this plan does not offer coverage for claims due to issues related to a pre-existing condition. You may want to look at the Silver and Gold plans offered by John Hancock Insurance Agency.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Baggage Loss
Baggage Delay
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the John Hancock Insurance Agency, Inc. Bronze on our site
on average based on 213 reviews.
A.M. Best Rating
Better Business Bureau Rating
Thankfully, didn't need to file a claim. While in Nassau, Bahamas one of the women on our ship fell and broke her hip. And a friend that was with my group had a kidney stone attack and had to visit the ship's doctor for pain meds. Just shows that accidents and sickness happens more often than you would think.
Ricky B.
Addition to previously submitted review. The day before we were scheduled to leave for Phoenix, AZ, we were notified that the unit we had rented for three weeks had been sold and we were going to be switched to a house in a different part of Phoenix. Upon arriving at the house, we discovered the one bedroom had an unacceptable sofa bed. The owners agreed to bring another mattress and we decided to try staying there since the rest of the house was nice. The second mattress helped but still was not up to par. Then the water pipes sprung a leak underneath the slab the house was sitting on. This caused the third bedroom to be uninhabitable and the reconstruction company put a large humidifier with five heaters in the unit to dry up the leak. The noisy equipment was there for three days. The water pipe was rerouted from the garage up through the ceiling. We decided to stay there despite the inconvenience because we thought it would be more trouble to move elsewhere. Since your insurance only covers monetary lose we did not file a claim. Your insurance should also cover inconvenience caused by events beyond the insures's control. People looking for insurance should be aware of this. In addition, our return flight was scheduled for Jan 23. Due to the impending blizzard Delta Airlines was encouraging everyone flying to Harrisburg PA to change their flight plans as they could not guarantee we would be able to get home. As a result we returned a day early. I need to check whether this is a covered event.
Marian B.
Thankfully I did not have to use this plan but I was very glad it covered my expenses if I had needed to submit a claim.
Michael A.
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