John Hancock Insurance Agency, Inc. Silver

The John Hancock Silver plan is the mid-level policy offered by John Hancock Insurance Agency. It may be ideal for families traveling with children, as kids 18 and under are covered at no additional cost as long as one parent is covered under the plan.

Coverage is offered if you have to cancel or interrupt your trip for a typical covered reason which can range from an unforeseen illness, injury or death, to your destination being made uninhabitable by a natural disaster (please see your quoted plan for a full list of covered perils).

The John Hancock Silver plan does offer higher limits of coverage than the Bronze plan for baggage protection, travel delay, medical and emergency medical evacuation. The plan offers the ability to choose the medical limit to allow you to feel more comfortable with your level of coverage while traveling.

If you are concerned about a pre-existing condition causing you to make a claim, this plan offers a pre-existing conditions waiver. You must purchase the plan within 14 days of the initial trip payment and meet all other eligibility requirements to qualify for the waiver.

This plan also includes accidental death coverages as well as an option to add rental car collision coverage. The plan also offers an adventure sport option that would extend medical coverage to a list of sports such as bungee cord jumping, helicopter skiing, spelunking or caving.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Baggage Loss
Baggage Delay
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the John Hancock Insurance Agency, Inc. Silver on our site
(4.54) of 5
on average based on 271 reviews.
A.M. Best Rating
Better Business Bureau Rating
No Rating Available
I am happy to say I did not need it. It provides peace of mind in case something does go wrong. I will use it again in the future.
Joe J.
After having purchased my travel insurance through the cruise lines for the last several years (& 5 previous cruises, with 2 different lines) I heard about insuremytrip via a FB page for Carnival cruisers & decided to check it out for my last cruise 11/5-13, 2016. I compared the coverages & pricing of the various companies available there vs what Carnival offered & was pleasantly surprised with the one I ended up choosing, John Hancock's Silver level plan, which is what I ended up purchasing for myself & my 2 adult sons who traveled with me (we drove from MI to Miami where we boarded the ship for our 8 day Southern Caribbean cruise). We did not end up needing to file a claim, thankfully, however, I will ABSOLUTELY purchase future travel insurance from John Hancock via insuremytrip again for our future cruise (& other) vacations & I have already recommended them to my parents who are frequent cruisers as well (primarily with Princess, where they are Elite level, but are also Platinum with Carnival) & know that they plan to purchase from you in the future as well. I have also recommended JH to other friends as well as people on that aforementioned FB page, my own FB page, as well as Cruise Critic. 100% satisfied! :-)
Tanya M.
I didn't use the coverage and cannot asset how useful it would be in a real situation.
Lin L.
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