The Prime plan allows you to insure a higher trip cost than the Essential plan, and also includes higher amounts of coverage to protect your pre-paid non-refundable monetary investment. There are many important coverages included within this plan:
Trip Cancellation — travelers are able to insure trips costing up to $30,000 per person in the event they must cancel their trip prior to departure for a covered reason.
Trip Interruption — if, post departure, you need to end your trip early due to one of the listed covered reasons. This plan offers up to 200% of the insured trip cost, which can help to reimburse you for the cost of an emergency one-way ticket back home.
Baggage Delay — which can help to reimburse you for necessities you need to purchase due to your bags being delayed by a common carrier for 12 or more hours.
Travel Delay — if your travel is delayed for 6 or more hours, due to a covered reason such as inclement weather, this coverage can reimburse you for food or accommodation expenses that you may incur.
Missed Connection — if you face a covered delay of three or more hours that causes you to miss your cruise departure, this plans reimburses up to $500 to help you rejoin the cruise, to reimburse for additional meal or accommodations and non-refundable payments for the unused portion of the cruise.
Itinerary Change — reimburses up to $500 in the event a cruise/tour supplier makes a change to your itinerary which prevents you from participating in an activity that you had pre-paid for.
Medical and Emergency Medical Evacuation — coverage for unexpected illness or injury that occurs during your trip, and arrangements to transport you to a better equipped hospital if the doctor treating you recommends it.
Pre-Existing Condition Waiver — if the plan is purchased within 21 days of your initial trip payment (and all other eligibility requirements are met), then the Pre-Existing Condition exclusion will be waived.
The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.
I really appreciate receiving insurance from InsureMyTrip.
I extended my trip and did not remember to extend my trip insurance. I would have liked to extend the insurance. If trip extension can be done, a reminder at the end of the trip from you might generate additional business for you. Thanks again for the security your service provides.
We felt secure in having this insurance. We have used Nationwide before and several years ago needed to file a claim which was paid promptly and refunded our money for a cruise we were unable to take because of a stroke my husband suffered two weeks before our cruise.