Schengen Travel Visa

Last updated on 04/29/2022

Schengen Coverage

Certain countries referred to as the Schengen Countries may have specific requirements regarding what insurance their embassies will accept before issuing a Travel Visa. If you will be traveling to any of the destinations listed below, you may be required to show proof of specific insurance.


  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France & Monaco
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

When traveling to any of these countries, their embassies may request that you show proof of the following insurance benefits:

  • $50,000 of Medical Emergency/Hospitalization Coverage
  • $300,000 of Medical Evacuation and Repatriation Coverage
  • $0 Deductible
  • That the insurance company who provides this coverage has offices located in Europe

Schengen Visa travel insurance plans are built for travelers who require a Schengen Visa when traveling to one of the 26 European Countries in the Schengen Area. Schengen Visa requirements are based on citizenship, not residency. If you are a citizen of one of the countries on this list, you will need a travel insurance plan that meets the requirements of a Schengen Visa.

Note: The medical limits on some policies decrease for older travelers (usually age 80 or older). Please review your quoted plan to make sure all limits meet the embassy requirements.

Disclaimer: The information contained in this article serves as a general overview of benefits and should only be used for informational purposes. Refer to your individual certificate of insurance for specific coverages, exclusions and benefits. When in doubt, please contact one of our licensed agents for additional assistance.