Schengen Travel Visa

Last updated on 05/29/2019

Schengen CoverageCertain countries referred to as the Schengen Countries may have specific requirements regarding what insurance their embassies will accept before issuing a Travel Visa. If you will be traveling to any of the destinations listed below, you may be required to show proof of specific insurance.


  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France and Monaco
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

When traveling to any of these countries, their embassies may request that you show proof of the following insurance benefits:

  • $50,000 of Medical Emergency/Hospitalization Coverage
  • $300,000 of Medical Evacuation and Repatriation Coverage
  • $0 Deductible
  • That the insurance company who provides this coverage has offices located in Europe

The following plans provide the necessary coverages and a letter of proof as required by the Schengen Embassies:

IMG Patriot International Visa

A medical only plan developed specifically for the purpose of meeting the embassy requirements. This policy is valid for all Schengen countries and will automatically supply you with a letter for the Schengen Consulates which will display exactly the requirements the embassy's will need to see. This is almost always the ideal option and can be cancelled if your visa is denied .

IMG iTISE Visa

Just like the Patriot International Visa, this plan was also developed for the purpose of meeting embassy requirements and is valid for all Schengen countires. This plan is also includes all the coverages of a comprehensive plan such as trip cancellation and interruption for insuring the cost of your trip and will include a letter for the Schengen Consulate after purchase.

Tokio Marine HCC Medical Insurance Services

These policies do not automatically meet the embassy requirements; you must reduce the deductible to $0 for them to be accepted . After purchasing, you can visit the company's website to download the embassy compliant letter directly. This policy can be cancelled any time prior to departure.

IMG Patriot International/Patriot America

These policies do not automatically meet the embassy requirements; you must reduce the deductible to $0 for them to be accepted . Within an hour of purchasing any of these policies, you can visit the company's website to download the embassy compliant letter directly. These policies can be cancelled any time prior to departure.

Global Underwriters Diplomat International

This policy does not automatically meet the embassy requirements; you must reduce the deductible to $0 for it to be accepted. After purchase, Global Underwriters must be contacted directly to have the embassy compliant letter sent to you. Global Underwriters can be cancelled any time prior to departure, but has a cancellation fee of $25 if you need to cancel the policy (unless the policy is less than $25).

Seven Corners Liaison Travel Economy

This policy does not automatically meet the embassy requirements; you must reduce the deductible to $0 for it to be accepted. After purchase, an email confirmation will be sent directly from Seven Corners which includes a Schengen Embassy compliant letter. This policy can be cancelled any time prior to departure.

GeoBlue Voyager Essential

This policy does not automatically meet the embassy requirements; you must reduce the deductible to $0 for it to be accepted . After purchase, GeoBlue must be contacted directly to have the embassy compliant letter sent to you. This policy must be cancelled within the 10 day review period and prior to departure to receive a premium refund.

Note: The medical limits on some policies decrease for older travelers (usually age 80 or older). Please review your quoted plan to make sure all limits meet the embassy requirements.