Like the other comprehensive travel insurance plans from AIG Travel, the Travel Guard Cruise, Tour & Travel plan offers a number of travel-related benefits to protect your investment in your trip.
While it features the highest coverage limits of protection offered by AIG Travel, it does have several time-sensitive benefits to take in to consideration, meaning that you have to purchase the plan within 15 days of your initial trip deposit to be eligible for those coverages. This plan offers a pre-existing condition waiver (if all eligibility requirements are met) that will expand coverage to you in case an injury or illness is due to a prior medical event. Other time-sensitive benefits include Accidental Death & Dismemberment, and coverage for financial default of a covered travel supplier.
In addition to insurance coverage, there are also assistance services that may be helpful prior to and during your trip. Whether you need travel information, including visa or passport information, or a medical referral while on your trip, you are able to access these services 24/7.
For complete coverage information and exclusions, please refer to the Policy of Insurance for your state of residence prior to purchase. Policy may not be available in all states.