AIG Travel Travel Guard Cruise, Tour & Travel

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Like the other comprehensive travel insurance plans from AIG Travel, the Travel Guard Cruise, Tour & Travel plan offers a number of travel-related benefits to protect your investment in your trip.

While it features the highest coverage limits of protection offered by AIG Travel, it does have several time-sensitive benefits to take in to consideration, meaning that you have to purchase the plan within 15 days of your initial trip deposit to be eligible for those coverages. This plan offers a pre-existing condition waiver (if all eligibility requirements are met) that will expand coverage to you in case an injury or illness is due to a prior medical event. Other time-sensitive benefits include Accidental Death & Dismemberment, and coverage for financial default of a covered travel supplier.

In addition to insurance coverage, there are also assistance services that may be helpful prior to and during your trip. Whether you need travel information, including visa or passport information, or a medical referral while on your trip, you are able to access these services 24/7.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Policy premium is non-refundable after purchase
Available to
New York Residents
AM Best Rating
Years in Business
17

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Baggage Delay
Supplier Default

Medical

Medical Limit
Complications of Pregnancy
Terrorism
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
$50,000
(Cannot be combined with Coverage for Accidental Death - Flight)
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
$0
$100,000 (+$)
$200,000 (+$)
$300,000 (+$)
$400,000 (+$)

Flight Upgrade
(Cannot be combined with Coverage for Accidental Death - 24-Hour)

Evacuation

Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages
Notes
Included Benefits

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A.M. Best Rating
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