AXA Assistance USA Platinum

The AXA Assistance USA Platinum plan is everything the Gold and Silver plan are – and a little bit more. While you have all the standard comprehensive benefits you’d expect, such as trip cancellation, baggage protection and trip delay; you also have optional add-ons such as Cancel for Any Reason and Cancel for Work Reasons and rental car collision protection.

This plan includes coverage for a penalty or change fee by an airline up to $250 if you change your travel dates due to a covered reason. Also, it includes natural disaster or man-made disaster coverage that provides possible reimbursement if your primary residence or accommodations at your destination becomes uninhabitable.

Also similar to the Gold plan, the Platinum plan also provides additional trip delay benefits such as childcare delay and coverage for pet boarding fees. You may be eligible for reimbursement for childcare fees due to a trip delay on your way home. Similarly, you may be eligible for reimbursement for any extended fees in the event you're delayed on your return trip home if your pet is being boarded.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Baggage Loss
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Your Quote

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Ratings and reviews

Our customers rate the AXA Assistance USA Platinum on our site
(4.38) of 5
on average based on 167 reviews.
A.M. Best Rating
Better Business Bureau Rating
I am very grateful that we did not have to file any claims against this plan. I felt it was very expensive. I was extremely pleased with the assistance I received in selecting and purchasing it from my agent at
yvonne C.
I'm glad I purchased it, even though I don't think I will need to file a claim. I became ill while in Berlin and required being seen and treated in an Emergency Clinic there. The cost was so reasonable (compared to The United States' medical care) that I simply paid it happily. I did need to return home early, but the airlines worked with me to exchange my flight reservations without additional cost and the remainder of the hotels in the other cities have graciously begun to process my refunds. Had these not been the cases, I would have needed the medical coverage I chose and the trip Interruption/cancellation which was included in my policy. Gratefully, I'm fine without it.
Terry P.
We had to cancel the trip and AXA refunded us in full. Greatly appreciate the company for the handling of the claim.
George W.
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