The AXA Assistance USA Platinum plan is everything the Gold is – and a little bit more. While you have all the standard comprehensive benefits you’d expect, such as trip cancellation, baggage protection, and trip delay; you also have optional add-ons such as Cancel for Any Reason and rental car collision protection. You will have to check with your rental car company to see if they will accept this type of insurance before adding it on to your plan.
For the athletic travelers, this plan includes coverage for lost golf rounds, lost skier days, and sports equipment rental. Details about these coverages can be found in the full plan certificate. The AXA Assistance USA Platinum plan also includes natural disaster or man-made disaster coverage that provides possible reimbursement if your primary residence or accommodations at your destination becomes uninhabitable and bankruptcy coverage for the financial default of your travel suppliers.
Like the other AXA plans, the Platinum includes Travel Assistance Servies, which include Medical Repatriation and Political and Security Emergency Evacuation. AXA also includes their "White-Glove" Concierge Servies which contains services such as, restaurant and hotel referrals and reservations, Entertainment information and ticketing, golf course information for referrals and tee times, luxury rental information, and so much more.