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AXA Assistance USA Gold

The AXA Assistance USA Gold plan is a comprehensive travel insurance plan. You have all the standard comprehensive benefits you’d expect, such as trip cancellation, baggage protection, and trip delay. The plan also includes the option to add on a Collision Damage Waiver for Rental Car coverage up to $35,000. You will have to check with your rental car company to see if they will accept this type of insurance before adding it on to your plan.

Much like other comprehensive plans, the Gold plan has reimbursement limits for covered travel delays and missed connections for cruise and land tours. You can find the list of covered reasons for each benefit in the full plan certificate. This plan also includes emergency medical reimbursement and emergency medical evacuation if deemed necessary by the attending doctor. If the traveler is eligible, a waiver can be added to the plan to remove the pre-existing condition exclusion. This is a time-sensitive benefit, meaning you must be purchasing the plan within 14 days after making your initial trip payment to be eligible, among other requirements that can be found in the full certificate.

Unlike many comprehensive plans, the Gold plan also provides many benefits with AXA's 24/7 Worldwide Travel Assistance Services. The Assistance Services also include Medical Repatriation, Urgent Message Relay, Legal Referrals, Lost Document Assistance, and so on. The full list of services can be found in the plan details.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Lookback Period
Medical Evacuation

$500,000

Repatriation of Remains
$500,000

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Financial Default
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Baggage Delay
Vacation Rental Damage

Medical

Medical Limit

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour
Flight Only

Evacuation

Medical Evacuation

$500,000

Repatriation of Remains
$500,000

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the AXA Assistance USA Gold on our site
(4.50) of 5
on average based on 2000 reviews.
A.M. Best Rating
A+
Better Business Bureau Rating
Trip was canceled. Did not leave country. Did not use plan.
Rebecca J.
my entire trip was canceled long before travel. I asked for a refund because of this. They refused, saying that Holland America didn't refund my deposit, using this as an excuse for denying a refund. HA did refund the deposit. Typical insurance company.
mark E.
I have now used this company roughly six times, and each time I have found the staff to be courteous, clear, and conscientious in sifting through options to find the right policy for my wife and me: good work!
Mark M.
See all reviews