Blue Cross Blue Shield Global Solutions Medical Coverage for Travel: Multi-Trip Gold
The Blue Cross Blue Shield Global Solutions Medical Coverage for Travel: Multi-Trip Gold plan is a multi-trip travel medical plan which offers emergency medical coverage while traveling abroad more than once in a year. This plan covers trips up to 70 days in length per trip taken outside the United States during a period of one year. The Multi-Trip Gold plan does require you to have primary health insurance in place, but there is no exclusion for pre-existing conditions.
With this plan, the medical limit is $500,000 and there is a $200 deductible. There is also a $10,000 benefit for claims resulting from a listed hazardous activity such as, downhill skiing and scuba diving (certification by the Professional Association of Diving Instructors (PADI) or the National Association of Underwater Instructors (NAUI) required or diving under the supervision of a certified instructor).
With the Multi-Trip Gold plan you are provided with an emergency assistance number to call 24/7 in the event you need medical assistance or an emergency evacuation during your trip. The plan also features the Direct Pay program, which will pay medical bills upfront if the appointment was made with a medical provider in the Blue Cross Blue Shield Global Solutions network and Blue Cross Blue Shield Global Solutions is aware of the appointment 24-hours in advance.
The Multi-Trip Gold plan offers 24/7 telemedicine visits at no extra cost to members. Through Global TeleMD, members are able to secure a same day virtual visit with the Blue Cross Blue Shield Global Solutions global network of doctors. The program offers multiple language options and consultation notes are sent directly to your phone. Additionally, Multi-Trip Gold members have access to the Blue Cross Blue Shield Global Solutions award-winning app providing medical term and phrase translations, a medicine equivalent tool, news and safety information based on your location, and more.
The Blue Cross Blue Shield Global Solutions travel medical plans are available for purchase only before your departure date. If you have already departed on your trip, do not purchase this plan because you will not have any coverage.
Coverages and Plan Info
The Blue Cross Blue Shield Global Solutions Medical Coverage for Travel: Multi-Trip Gold is a multi-trip travel medical plan which offers emergency medical coverage while traveling abroad more than once in a year. This plan covers trips up to 70 days in length per trip taken outside the United States during a period of one year. This plan does require you to have primary health insurance in place, but there is no exclusion for pre-existing conditions. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $500,000 [$100,000 for ages 70+] (secondary) Direct Pay/Billing $200 Deductible |
| Sudden Reoccurrence | Covered |
| Pre-Existing Lookback Period | – |
| Medical Evacuation | $250,000 (secondary) Repatriation of Remains $15,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Multi-Trip Medical |
| Refund Policy | Prior to Departure Date |
| Available to | U.S. Residents with Primary Medical Coverage |
| AM Best Rating | A- |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $500,000 [$100,000 for ages 70+] (secondary) Direct Pay/Billing $200 Deductible |
| Complications of Pregnancy | Covered |
| Terrorism | Covered |
| Dental | $200 – Injury $100 – Relief of Pain (secondary) |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Sudden Recurrence | Covered |
| Lookback Period | – |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $250,000 (secondary) Repatriation of Remains $15,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Optional Coverages | – |
| Notes | Included Benefits Security Profiles Doctors & Hospitals This plan is available for purchase only before your Departure Date from the United States. If you have departed for your trip, do not purchase this plan because you will not have any coverage. Please note there is a 70 day max. per trip. |
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