Blue Cross Blue Shield Global Solutions Medical Coverage for Travel: Multi-Trip Platinum
The Multi-Trip Platinum plan is a multi-trip travel medical plan for travelers looking for emergency medical coverage while traveling abroad. The plan covers trips no longer than 70 days in length per trip that you will be taking outside the United States during a period of one year. The plan does require you to have primary health insurance in place, but there is no exclusion for pre-existing conditions.
With the Multi-Trip Platinum plan, the medical limit is $1,000,000 and there is a $100 deductible. For travelers over age 69, the maximum medical limit is $200,000. This plan also includes $25,000 benefit for claims resulting from a listed hazardous activity such as, downhill (alpine) skiing and scuba diving at a depth of 20 meters or less (certification by the Professional Association of Diving Instructors (PADI) or the National Association of Underwater Instructors (NAUI) required or diving under the supervision of a certified instructor).
You are provided with an emergency assistance number to call 24/7 in the event you need medical assistance or an emergency evacuation during your trip. This plan also features the Direct Pay program, which will pay medical bills upfront if the appointment was made with a medical provider in the Blue Cross Blue Shield Global Solutions network and Blue Cross Blue Shield Global Solutions is aware of the appointment 24-hours in advance.
The Multi-Trip Platinum plan offers 24/7 telemedicine visits at no extra cost to members. Through Global TeleMD, members are able to secure a same day virtual visit with BCBS’s global network of doctors. The program offers multiple language options and consultation notes are sent directly to your phone. Additionally, Multi-Trip Platinum members have access to the Blue Cross Blue Shield Global Solutions award-winning app providing medical term and phrase translations, a medicine equivalent tool, news and safety information based on your location, and more.
The Blue Cross Blue Shield Global Solutions travel medical plans are available for purchase only before your departure date. If you have already departed on your trip, do not purchase this plan because you will not have any coverage.
Coverages and Plan Info
The Blue Cross Blue Shield Global Solutions Medical Coverage for Travel: Multi-Trip Platinum is a multi-trip travel medical plan for travelers looking for emergency medical coverage while traveling abroad. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.
Plan Summary
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $1,000,000 [$200,000 for ages 70+] (secondary) Direct Pay/Billing $100 Deductible |
| Sudden Reoccurrence | Covered |
| Pre-Existing Lookback Period | – |
| Medical Evacuation | $500,000 (secondary) Repatriation of Remains $25,000 |
Plan Info
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Plan Type | Multi-Trip Medical |
| Refund Policy | Prior to Departure Date |
| Available to | U.S. Residents with Primary Medical Coverage |
| AM Best Rating | A- |
Trip Protection
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Trip Interruption | – |
| Baggage Loss | $100 per Bag or Personal Effect $500 max. (secondary) |
Medical
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Limit | $1,000,000 [$200,000 for ages 70+] (secondary) Direct Pay/Billing $100 Deductible |
| Complications of Pregnancy | Covered |
| Terrorism | Covered |
| Dental | $300 – Injury $300 – Relief of Pain (secondary) |
Pre-Existing Conditions
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Sudden Reoccurance | Covered |
| Lookback Period | – |
Accidental Death
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Full Coverage | $25,000 |
| Common Carrier | Included in Accidental Death 24-Hour |
| Flight Only | Included in Accidental Death 24-Hour |
Evacuation
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| Medical Evacuation | $500,000 (secondary) Repatriation of Remains $25,000 |
Additional Benefits
Plan details are for general information purposes only. Coverage may vary by state. Coverage amounts are per person, unless otherwise noted.
| 24-Hour Emergency Assistance | Call for Details |
| Optional Coverages | – |
| Notes | Included Benefits Security Profiles Doctors & Hospitals This plan is available for purchase only before your Departure Date from the United States. If you have departed for your trip, do not purchase this plan because you will not have any coverage. Please note there is a 70 day max. per trip. |
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