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Generali Global Assistance Preferred

On 3/11/20, the World Health Organization (WHO) declared the Coronavirus (COVID-19) outbreak a pandemic. Comprehensive plans by Generali Global Assistance include exclusions for pandemics. Travelers who purchase this policy may not be covered for reasons related to the coronavirus.

If you are looking for a travel insurance plan that offers more coverage and higher benefit limits—particularly in terms of medical benefits—than a basic plan, but at a lower price point than a high-end program, the Preferred plan from Generali Global Assistance could be your best bet.

This popular plan includes all of the same coverages as the Standard plan, plus specific coverages for sporting equipment and sporting equipment delay—ideal for skiers, golfers, snorkelers and more, as well as Accidental Death & Dismemberment – Travel Accident if you are injured in an accident while on your trip. The plan also boasts higher benefit limits on coverages compared to what is available with the Standard plan, such as trip interruption up to 150% of the total trip cost insured; $1500 of Baggage protection per plan holder; and $150,000 of medical and dental per plan holder.

In addition, if you purchase the Preferred plan prior to or within 24 hours of your final trip payment, you can get coverage for financial insolvency, meaning the plan can reimburse you in case you are forced to cancel or interrupt your trip if one of your travel suppliers (airline, cruise line or tour operator) discontinues operations due to insolvency, with or without filing bankruptcy.

Last, but not least, this plan comes with a variety of services designed to help you get the most from your vacation and give you a little extra peace of mind. For example, On Demand Medical Care can instantly connect you with a network of physicians for information, advice, and treatment through a service called Teladoc. And with No Out-of-Pocket Medical, you can receive payment reimbursement up to $1,000 for acute treatments from a trusted provider if you get sick or injured while traveling. Please note that Teladoc services may not be available in all states and international services may be limited.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
U.S. Residents
AM Best Rating

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
Baggage Delay

Pre-Existing Conditions

Waiver
Lookback Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour

Evacuation

Medical Evacuation

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the Generali Global Assistance Preferred on our site
(4.63) of 5
on average based on 827 reviews.
A
A.M. Best Rating
A+
Better Business Bureau Rating
There were no issues during the trip, so did not have to file a claim. Review based on the ease of choosing a policy and peace of mind.
Thomas V.
Didn't need to file a claim but having the policy gave us peace of mind.
Michael M.
I unfortunately had to file a claim. Generali was very clear on what needed to be provided. I spoke to one of their customer service representatives who was most helpful in clarifying a point. I telephoned in two times. The first time I called, i believe it was over a weekend, I waited on hold about an hour + and eventually hung up. I had better luck the 2nd time, as I recall I only waited 15 minutes. They do offer a different number if you are traveling and it's urgent you speak to a representative. I followed their requirements exactly when I submitted my paperwork and after about 10 days I received a check for the full amount I claimed. Excellent experience.
Naomi S.
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