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Academic Explorer Discoverer

The Academic Explorer Discoverer Travel Program provides specialized travel insurance for students and faculty members who are planning to travel for academic experiences. This plan offers coverage specific to travel nuisances that educational travelers can expect. This program provides trip cancellation and interruption protection for prepaid, non-refundable expenses, and is one of the few programs that includes tuition as an insurable trip expense.

If you are a student or faculty member who is traveling for an academic-related trip the Academic Explorer Discoverer travel protection plan may be for you. Whether you are taking a class trip to a national landmark, taking an academic-related trip across the country, or traveling abroad, this plan offers robust coverage that will help protect the travel investment and other post-departure concerns. The plan can cover trips up to 365 days in length and is also available to international students residing in the U.S.

This plan includes trip cancellation, trip interruption, baggage loss, and trip delay. It also comes with optional Cancel for Any Reason coverage in the event your reason for cancellation is not a covered peril under this plan. Also included as an optional benefit is Interruption for Any Reason. This benefit provides you with the option to interrupt your trip 48 or more hours after your scheduled departure date for any reason not otherwise covered under this plan. For a list of all the covered perils, terms, conditions, and exclusions, please review the plan fully prior to purchase. This can help you decide if you may need the optional coverage.

Coverages and Plan Info

The Academic Explorer Discoverer Travel Program provides specialized travel insurance for students and faculty members who are planning to travel for academic experiences. This plan offers coverage specific to travel nuisances that educational travelers can expect. The plan information listed below is for general purposes only. To view specific plan information for your trip, start a quote.

Plan Summary

Plan details are for general information only. Coverage may vary by state.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 25%
Baggage Loss$1,000
$250 per article limit
(secondary)
Baggage Delay12+ hours
$200 max
. (secondary)
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback PeriodNone (60 days for WA)

Plan Info

Plan details are for general information only. Coverage may vary by state.

Plan TypeComprehensive
Refund Policy10 Day Review Period
Available toU.S. Residents
AM Best RatingA

Trip Protection

Plan details are for general information only. Coverage may vary by state.

Trip CancellationTrip Cost
Trip InterruptionTrip Cost + 25%
Financial Default10 Day Wait
Terrorism in Itinerary CityForeign and U.S. Domestic
Interrupt for Any Reason75% of non-refundable trip cost [requires purchase prior to Final Trip Payment and certain conditions are met] (optional)
Cancel for Any Reason75% of non-refundable trip cost [requires purchase prior to Final Trip Payment and certain conditions are met] (optional)
Baggage Loss$1,000
$250 per article limit (secondary)
Baggage Delay12+ hours
$200 max. (secondary)
Travel Delay6+ hours
$150/day
$500 max
. (secondary)

Pre-Existing Conditions

Plan details are for general information only. Coverage may vary by state.

Waiver
Lookback PeriodNone (60 days for WA)

Additional Benefits

Plan details are for general information only. Coverage may vary by state.

24-Hour Emergency AssistanceCall for Details

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