John Hancock Insurance Agency, Inc. Bronze

The Bronze plan is the most economical policy offered by John Hancock Insurance Agency. It includes basic limits of coverage for standard comprehensive benefits like trip cancellation, trip interruption, travel delay, baggage and emergency medical coverage.

This plan allows you to insure trip costs up to $10,000 per person, making it ideal for insuring smaller, less expensive trips. If you would like to protect your travel investment from unexpected trip cancellation or trip interruption, this plan offers coverage if you have to cancel your trip prior to departure (for a covered reason) or if you have to return home in the middle of your trip, due to a covered reason.

The John Hancock Bronze plan covers typical reasons for cancellation and interruption such as:

  • Unforeseen illness, injury or death
  • A delay of 24 hours or more of your common carrier due to inclement weather
  • Your primary residence or destination accommodations being made uninhabitable by fire, vandalism, burglary, or natural disaster.

For a full list of covered perils, please see the full details of the quoted plan.

If you are concerned about a pre-existing condition, unfortunately, this plan does not offer coverage for claims due to issues related to a pre-existing condition. You may want to look at the Silver and Gold plans offered by John Hancock Insurance Agency.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Protect your trip with cancellation, interruption, delay and medical benefits.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Baggage Loss
Baggage Delay
Pre-Existing Condition Waiver
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business

Trip Protection

Trip Cancellation
Trip Interruption
Terrorism in Itinerary City
Interrupt for Any Reason
Baggage Loss
Baggage Delay
Supplier Default


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Optional Coverages

Your Quote

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Ratings and reviews

Our customers rate the John Hancock Insurance Agency, Inc. Bronze on our site
(4.57) of 5
on average based on 324 reviews.
A.M. Best Rating
Better Business Bureau Rating
No Rating Available
I did not need to use the plan but it was good to know I had the coverage. John Hancock people were easy to work with and understanding.
Mary O.
Hard to evaluate a plan when you don't need it. But cost was right, purchase was easy, and communication was prompt.
Matthew H.
Our group of 6 had this policy for one of us, purchased through, and a different policy as a package with the airline tickets. We had a cancelled flight that caused a rebooked flight such that we missed one overnight stay in a city on our itinerary, and since that hotel was prepaid and nonrefundable, we filed a claim. (The airline did put us up overnight in a different city, arriving very late and leaving very early, missing all meals.) Only this policy (John Hancock subcontracted to American Modern) paid the claim. The other policy wanted a statement from the airline that the flight was cancelled (not enough to provide the original boarding passes and the rebooked ones...and airlines don't hand out written statements that they cancelled a flight). The John Hancock policy people say they're sending a check since obviously we paid for something we did not get, through no fault of our own. So yes we recommend John Hancock (American Modern) trip insurance. Don't buy your trip insurance as a package with an airline ticket, you don't get the coverage you get when you buy it separately!
Cheryl K.
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