Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Easy to apply, good rates for services needed. Fortunately I did not need any.
Maria Carmel G. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
International Medical Group
iTravelInsured LX
Never used plan's benefits. But coverage looked decent
Irina B. would
recommend this plan to a friend or relative.
1 of
3 people found this review helpful
The trip included a
cruise
International Medical Group
iTravelInsured SE
The plan denied my claim for cancellation coverage due to terrorist attack in Israel. The insurance company used a single small clause in the policy to deny my claim. The clause states that a terrorist attack claim will only be allowed if the attack occurs within 30 days of the planned trip. Our trip was planned for 12/9/2023 and the terrorist attack on Israel was 10/7/2023. Not within the 30 day window and claim denied. This is not right and not what should be expected from decent travel insurance company under such extreme and unexpected circumstances.
William G. would not
recommend this plan to a friend or relative.
5 of
5 people found this review helpful
-
Angie
We are sorry IMG did not meet your expectations. We value your feedback and take concerns such as yours very seriously. Please note that IMG is required to administer our insurance plans in accordance with their terms and conditions, and we believe we have done so in this case. If you would like to continue this conversation, please contact IMG directly at www.imglobal.com/contact.Jan 25,2024
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I’ve used your company several times and always feel safe.
Phyllis B. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
Fortunately insurance was not needed
NICHOLAS C. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Outstanding. You get more than the cruise ship offers. I felt safe and great knowing I had insurance traveling so far. I didn't need to use it, but happy I had it, just in case! Great company! Great everything, price and what you get for your money. I highly recommend this company
Donna F. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
WorldTrips
Atlas Journey Premier
The biggest drawback to this plan is that practically speaking it is worthless when facing terrorism or threats from conflicts. There is no cancellation coverage until the State Department applies a “Level 4 Do Not Travel” rating, which they are not likely to do in many cases for diplomatic reasons, or until there is a terrorism incident within 30 days of your travel to a city on your itinerary. For example, even now, Israel is not rated at level 4, even with an ongoing conflict. So, you have to depend on your travel company to cancel the trip voluntarily and give you a refund. Also, bear in mind that many incidents that are terroristic are not labeled as such by our government for various reasons. They do not rate countries or classify behaviors with the safety of citizens as their first priority. Rather, they make ratings and designations for political or diplomatic reasons. This means that criteria such as these are not useful for determining if it is safe or psychologically comfortable to travel. In short, be aware you are unlikely to be able to alter you travel plans for these reasons, even when conditions are risky.
Suzanne W. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
John Hancock
Silver
The claims process is very cumbersome. Still going back and forth on the docs we submitted and should not be so time consuming. And we have coverage for 'Cancel for any Reason'. What is the point of having insurance in the first place? Defeats the purpose. Would not recommended.
Aakanksha W. would not
recommend this plan to a friend or relative.
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
The plan covered all the major items I was looking for, including cancel for any reason. I was traveling with a group of 6, so we all wanted to be able to cancel if anything significant happened since we booked a cruise many months before we actually were set to sail. Fortunately, we did not need to file a claim, but it was nice to have the coverage (as I've had to file a claim for a trip in the past). It would be nice if there was a printable travel card that had the important phone numbers and policy number. I think I had something like this once before. I just had to print full pages to carry around. Outside of that (which is just a nice to have), the insurance was nice to have just in case...
Christopher B. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
The cost was reasonable for what we spent on the trip, but it is Insurance. If you need it, you're glad you have it, if you don't use it, it is a waste of money.
Gerald G. would
recommend this plan to a friend or relative.