Travel Insurance Reviews Comprehensive Plans
Comprehensive plans offer the most benefits, including Trip Cancellation and Trip Interruption. These plans provide the best protection for the investment you have made in your trip.
To learn more, read our Comprehensive Plans article.
The trip included a
cruise
tour
International Medical Group
iTravelInsured SE
Fortunately insurance was not needed
NICHOLAS C. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
Outstanding. You get more than the cruise ship offers. I felt safe and great knowing I had insurance traveling so far. I didn't need to use it, but happy I had it, just in case! Great company! Great everything, price and what you get for your money. I highly recommend this company
Donna F. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
WorldTrips
Atlas Journey Premier
The biggest drawback to this plan is that practically speaking it is worthless when facing terrorism or threats from conflicts. There is no cancellation coverage until the State Department applies a “Level 4 Do Not Travel” rating, which they are not likely to do in many cases for diplomatic reasons, or until there is a terrorism incident within 30 days of your travel to a city on your itinerary. For example, even now, Israel is not rated at level 4, even with an ongoing conflict. So, you have to depend on your travel company to cancel the trip voluntarily and give you a refund. Also, bear in mind that many incidents that are terroristic are not labeled as such by our government for various reasons. They do not rate countries or classify behaviors with the safety of citizens as their first priority. Rather, they make ratings and designations for political or diplomatic reasons. This means that criteria such as these are not useful for determining if it is safe or psychologically comfortable to travel. In short, be aware you are unlikely to be able to alter you travel plans for these reasons, even when conditions are risky.
Suzanne W. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
C&F Travel Insured International
Worldwide Trip Protector
The plan covered all the major items I was looking for, including cancel for any reason. I was traveling with a group of 6, so we all wanted to be able to cancel if anything significant happened since we booked a cruise many months before we actually were set to sail. Fortunately, we did not need to file a claim, but it was nice to have the coverage (as I've had to file a claim for a trip in the past). It would be nice if there was a printable travel card that had the important phone numbers and policy number. I think I had something like this once before. I just had to print full pages to carry around. Outside of that (which is just a nice to have), the insurance was nice to have just in case...
Christopher B. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
cruise
Nationwide Mutual Insurance
Essential
The cost was reasonable for what we spent on the trip, but it is Insurance. If you need it, you're glad you have it, if you don't use it, it is a waste of money.
Gerald G. would
recommend this plan to a friend or relative.
WorldTrips
Atlas Journey Economy
Had my flight to Vietnam was cancelled due to weather. I wanted to go for the duration of my initial vacation so I contacted Insure my Trip and talked to a gentleman regarding my options. He informed me that since my trip was cancelled, if I moved it over by 2 days, any additional costs would be covered. Long story short, I submitted my claim and basically nothing was covered! I was out $2500. Think twice before using this insurance provider. I will never use this company again.
Mark H. would not
recommend this plan to a friend or relative.
-
Angie
Thank you for your feedback. We are very sorry to hear about the inconvenience you have experienced. Please reach out should you wish to be contacted about your claim. Our team would be happy to discuss this further, offline.Jan 24,2024
The trip included a
cruise
Nationwide Mutual Insurance
Essential
I regularly purchase travel insurance. Although I lucklily did not need to use the policy. I did come down with what was later dianosed with COVID. If I had to cacel the trip, the savings would have been significant
David S. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
The trip included a
cruise
International Medical Group
iTravelInsured SE
It's hard to recommend a plan when you don't use it... It's great to know you have coverage!!!!
Francis K. would
recommend this plan to a friend or relative.
The trip included a
cruise
AXA Assistance USA
Platinum
I bought this coverage for 2 cruises. I wanted only medical and evacuation coverage with sufficiently high limits to make sure it would handle any eventuality - which it did. I did not want 'cancellation' coverage, so my premium was perfect for what I bought. I'll be cruising 3 more times this year and will purchase this same package to cover each of those evnts.
Michael T. would
recommend this plan to a friend or relative.
The trip included a
cruise
Nationwide Mutual Insurance
Essential
The only thing I did not like about my trip was the internet. I paid premium price and wished I hadn't. Never again.
Delphine G. would
recommend this plan to a friend or relative.