Travel Insurance Reviews Global Underwriters
With over 45 years of experience in the insurance industry, Global Underwriters is a leader in the development, administration and marketing of international health and life insurance products. They offer exceptional and affordable International Health insurance coverage for groups and individuals, whether you're traveling on business, vacationing, or are residing in a foreign country.
Learn more about Global Underwriters.
Global Underwriters
Diplomat International
We are not satisfied with Global Underwriters.
We will be filling a claim for out-of-pocket expenses related to treatment for a fractured wrist my wife received while traveling in Chile. She received medical care in Buenos Aries; x-rays, medical assessment and a cast. The doctor informed us that my wife required surgery to repair that brake so we elected to return home early to be treated by our local doctor. We notified Global Underwriters of the situation and were told that our insurance would not cover the cost of an early return home. We were told that they would cover the surgery in Buenos Aries but not the travel expense to return home early to be treated there.
The Global representative actually laughed at us and told us that we bought the wrong coverage.
I should note that the total cost for the medical care in Buenos Aries was $110. With a deductible of $100 Global owes us $10. We are still had the out of pocket expense of $1,300 in changes in travel arrangements, not to include the lost value of our vacation because we ended up missing 1/3rd of the package group tour we were on at the time of the incident. Further, we paid $280 for the insurance package so in total we will have out of pocket expense $1,570 assuming we get paid the $10 Global owes us.
Anyone who is traveling abroad should know that most trauma injuries incurred while traveling are ambulatory and should insure that the coverage includes early return due to injury. Emergency medical evacuation does not cover ambulatory situations.
Also, check with your own health insurer to see if they provide primary coverage for illness or injury when traveling abroad. We discovered that our health care provider would provide primary care coverage while we were overseas to include referral to local medical facilities in the event of illness or injury, coverage of medical transport to local facilities and translator services if necessary.
We are not happy campers! We would have been better off if we had not purchased the insurance in the first place.
We will be filling a claim for out-of-pocket expenses related to treatment for a fractured wrist my wife received while traveling in Chile. She received medical care in Buenos Aries; x-rays, medical assessment and a cast. The doctor informed us that my wife required surgery to repair that brake so we elected to return home early to be treated by our local doctor. We notified Global Underwriters of the situation and were told that our insurance would not cover the cost of an early return home. We were told that they would cover the surgery in Buenos Aries but not the travel expense to return home early to be treated there.
The Global representative actually laughed at us and told us that we bought the wrong coverage.
I should note that the total cost for the medical care in Buenos Aries was $110. With a deductible of $100 Global owes us $10. We are still had the out of pocket expense of $1,300 in changes in travel arrangements, not to include the lost value of our vacation because we ended up missing 1/3rd of the package group tour we were on at the time of the incident. Further, we paid $280 for the insurance package so in total we will have out of pocket expense $1,570 assuming we get paid the $10 Global owes us.
Anyone who is traveling abroad should know that most trauma injuries incurred while traveling are ambulatory and should insure that the coverage includes early return due to injury. Emergency medical evacuation does not cover ambulatory situations.
Also, check with your own health insurer to see if they provide primary coverage for illness or injury when traveling abroad. We discovered that our health care provider would provide primary care coverage while we were overseas to include referral to local medical facilities in the event of illness or injury, coverage of medical transport to local facilities and translator services if necessary.
We are not happy campers! We would have been better off if we had not purchased the insurance in the first place.
ottie n. would not
recommend this plan to a friend or relative.
7 of
7 people found this review helpful
The trip included a
cruise
Global Underwriters
Diplomat International
Did not have to submit a claim.
Eddie H. would
recommend this plan to a friend or relative.
Global Underwriters
Diplomat International
We have purchased insurance through this service several times but have fortunately not needed to submit a claim to put it to the test.
Victoria B. would
recommend this plan to a friend or relative.
The trip included a
tour
Global Underwriters
Diplomat International
Fortunately I did not use the policy. I purchased a policy that only covered medical emergencies. I was glad that I was able to purchase a policy for just that purpose.
Lauren B. would
recommend this plan to a friend or relative.
Global Underwriters
Diplomat International
Surly I will back to you for my next trip. I needed a change in details of my trip and it had done quickly by your customer support section. Great job. Thanks
Mohammad G. would
recommend this plan to a friend or relative.
Global Underwriters
Diplomat International
Fortunately, we didn't need to use the plan but it was peace of mind to have it. Since we didn't need to file any claim I can't speak to how good the company is at processing claims, but I read reviews before I purchased it and they were all positive.
Shirley D. would
recommend this plan to a friend or relative.
Global Underwriters
Diplomat International
It is very hard to review an insurance provider if one has never used their services. I paid for 5 weeks of coverage for my daughter going to Spain, and she never needed to use the insurance, so I cannot vouch for the service. I am glad I purchased it.
Erin B. would
recommend this plan to a friend or relative.
Global Underwriters
Diplomat International
I picked the coverage that I would most need and the deductibles I wanted. The cost of this insurance was very reasonable and did not have to purchase insurance that I know I would not need. Fortunately there was no need for is to use the insurance but it is essential to have especially the medical. You never know what can happen. I would purchase this again.
Richard S. would
recommend this plan to a friend or relative.
Global Underwriters
Diplomat International
Your staff are always friendly and very helpful.
Mary V. would
recommend this plan to a friend or relative.
Global Underwriters
Diplomat International
For myself key advantage of this plan as compared to those offered by international companies is the coverage of coronary care services.The option of trip cancellation insurance for non-USA customers would be also appreciated.
Sergey G. would
recommend this plan to a friend or relative.
Comprehensive travel insurance plans do cover Trip Interruption due to an unforeseen, accidental injury, emergency illness, or death of the insured(s), traveling companion(s), and family member(s).
In the future, please call us at 800-487-4722 so we can assist you in selecting plans that adequately cover your primary concerns.