The Patriot International Lite plan from International Medical Group offers travel medical coverage for U.S. citizens that are traveling outside of their home country (no travel within the U.S.). This plan caters to different travelers' needs with different coverage and limit options to choose from, including Medical limits from $50,000 to $1,000,000 (depending on age). This plan also includes 24/7 emergency assistance services.
To learn more, see the International Medical Group Patriot International Lite product page.
If a travel insurance plan is secondary, the insured person(s) would be required to file a claim with their primary health insurance first. If coverage is denied or only partially provided, the travel insurance would cover the remainder, up to the policy limit.
Please call us at 800-487-4772 if you have any questions pertaining to this policy, or about primary vs secondary coverage. We would be happy to assist you.