Travel Insurance Reviews International Medical Group Patriot International Visa
The IMG Patriot International Visa plan offers Medical and Emergency Medical Evacuation/Repatriation coverage specifically required by the Embassy to obtain a Schengen Visa.
International Medical Group
Patriot International Visa
I highly recommend searching for other health plans with other companies. The average rating on this webpage is artificially inflated by people who rate this company highly who only bought the policy and never used it.
I have been told by customer representatives it takes 30 business days for a claim to even begin to be processed. Given that you have to pay upfront and get reimbursed later, this can be problematic if services cost quite a bit of money. Furthermore, I have a claim that I filed over 3 months ago that has yet to be processed. I was told this claim would be "escalated and prioritized" twice and to check in after 15 business days. After waiting those 15 business days, it was revealed that the person I originally spoke with forgot to actually prioritize the claim.
This company has recently been the victim of a cyberattack and they are claiming that as a reason for the delays in claims for good measures. However, now is not a good time to buy a policy as time will only tell how long they will use this hack and CoVid-19 as an excuse for horrible customer service. In my opinion, the lack of cybersecurity measures given by this company not only delays their capacity to provide quality service, but also puts customer's personal information including banking details for reimbursement at risk for hackers.
If you read the fine print of most of their plans, you will see that many things such as pre-existing conditions, mental health coverage, and many other illnesses and conditions are not covered in this plan. This plan gives its policyholders a false sense of security.
I would steer clear from this company. I have experienced nothing but utter incompetence since opening my policy with them and actually using it by filing claims.
I have been told by customer representatives it takes 30 business days for a claim to even begin to be processed. Given that you have to pay upfront and get reimbursed later, this can be problematic if services cost quite a bit of money. Furthermore, I have a claim that I filed over 3 months ago that has yet to be processed. I was told this claim would be "escalated and prioritized" twice and to check in after 15 business days. After waiting those 15 business days, it was revealed that the person I originally spoke with forgot to actually prioritize the claim.
This company has recently been the victim of a cyberattack and they are claiming that as a reason for the delays in claims for good measures. However, now is not a good time to buy a policy as time will only tell how long they will use this hack and CoVid-19 as an excuse for horrible customer service. In my opinion, the lack of cybersecurity measures given by this company not only delays their capacity to provide quality service, but also puts customer's personal information including banking details for reimbursement at risk for hackers.
If you read the fine print of most of their plans, you will see that many things such as pre-existing conditions, mental health coverage, and many other illnesses and conditions are not covered in this plan. This plan gives its policyholders a false sense of security.
I would steer clear from this company. I have experienced nothing but utter incompetence since opening my policy with them and actually using it by filing claims.
Jesse S. would not
recommend this plan to a friend or relative.
3 of
5 people found this review helpful
International Medical Group
Patriot International Visa
As I didn't experience any need to make a claim, I can't speak to that part of the service, but it was easy and reasonable to get the coverage I needed to comply with my visa requirements.
Alicia S. would
recommend this plan to a friend or relative.
2 of
3 people found this review helpful
International Medical Group
Patriot International Visa
I only paid around $16 for medical coverage for ten days. Very reasonable amount for short-stay visa applicants. Thank you so much.
DON O. would
recommend this plan to a friend or relative.
4 of
4 people found this review helpful
International Medical Group
Patriot International Visa
You should ask claimants this question. I haven't the faintest idea. So my responses above have to be taken in that context.
Frederick C. would
recommend this plan to a friend or relative.
1 of
2 people found this review helpful
International Medical Group
Patriot International Visa
Got insurance within minutes, while waiting on My Schengen Visa, you can actually talk to a live representative, in case of any changes, good price, and coverage as requested.
Patricia Alexandra G. would
recommend this plan to a friend or relative.
3 of
3 people found this review helpful
International Medical Group
Patriot International Visa
After I bought theTravel Insurance with you, I found out some other options much cheaper with the same coverage.
Guadalupe J. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
International Medical Group
Patriot International Visa
Great quick and easy. Highly recommend.
Manoj V. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
International Medical Group
Patriot International Visa
Awesome Medical coverage at a reasonable affordable premium price tag.
Complete Peace of Mind!
Complete Peace of Mind!
Mayank S. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
International Medical Group
Patriot International Visa
Great service. I will repeat.
GUADALUPE OFELIA A. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
The trip included a
tour
International Medical Group
Patriot International Visa
Thanks
Raphael Dexter O. would
recommend this plan to a friend or relative.