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Travel Insurance Reviews Nationwide Luxury Cruise

The Nationwide Luxury Cruise plan is designed for travelers that will be going on longer, more expensive cruises. Coverages include Trip Cancellation & Interruption, Optional Cancel for Any Reason (if eligible), Medical, Emergency Medical Evacuation, in most states an Itinerary Change Inconvenience benefit and other cruise specific benefits.

To learn more, see the Nationwide Luxury Cruise product page.

Customers rated the Nationwide Mutual Insurance Company Luxury Cruise plan
4.59 out of 5
300
ratings and reviews
96%
recommended
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Cruise
Filed claim
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
We did miss the port of Nassau Bahamas due to hurricane damage from Mathew, but the cruise line did reimburse us for port fees and nothing else was covered under the policy that would warrant a claim. Glad we had coverage for the trip as things could have gotten much worse and more expensive.
ANDREW H. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
We had to cancel a cruise after my doctor ordered me to stay home after I was diagnosed with a serious medical condition. I filed a claim for the unreimbursed cost of the cruise, and got a check for more than $37,000 in just 12 days. I also appreciate that I could file all the paperwork (and they want a lot of it) by scanning it all and then emailing them a PDF. I'm dealing with a different insurance company for another cancelled cruise, and everything needs to be sent to them by snail mail, which is obviously slower and more expensive.
Joyce H. would recommend this plan to a friend or relative.
2 of 2 people found this review helpful
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
Offered best coverage solutions for our needs, especially for cruises.
Diane K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Luxury Cruise
Luckily I did not have to use it, so I can only say it was easy to review and purchase it.
Mary A. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
I was thrilled that we didn't need to use the insurance - but confident that we had adequate covered if we had needed it.
Marcia G. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
tour
Nationwide Mutual Insurance Luxury Cruise
Itinerary was changed 3 months after my initial deposit. We went on the cruise, submitted documentation of the itinerary change, and the policy claim was paid as promised.
Laurie F. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
I like the method of purchase and ability to compare available choices. Since we didn't file a claim I really can't offer too much perspective about that process.
Hatton K. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
I'm glad I didn't have to use it, but I felt confident and safe knowing I had the plan.
Peggy W. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
9th time I used InsureMyTrip. I am a very happy repeat customer. The peace of mind knowing that my trip investment is covered, takes away the stress of situations beyond my control that could leave me vacation-less.
Maria B. would recommend this plan to a friend or relative.
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Empty Comment
The trip included a
cruise
Nationwide Mutual Insurance Luxury Cruise
The plan was expensive for the coverage received and I was disappointed my local agent could not handle writing the policy. I was also disappointed that I received no discount since we have house, car, boat, life and umbrella policies with Nationwide. Where's the benefit and quid pro quo for giving all our business to Nationwide?
John S. would recommend this plan to a friend or relative.
1 of 1 people found this review helpful
Coverage
Value
Satisfaction
Claims not filed
Note: This review is for an earlier version of the plan.
  • Zac
    Photo
    Thank you for your feedback on the policy. We hope you find this reply helpful and informative. The Nationwide Mutual Insurance Luxury Cruise is an upper echelon plan with robust benefit limits, and the premium reflects this. Unfortunately, Nationwide is unable provide a discount on travel insurance for multi policy customers due to insurance regulations. Lastly, the Nationwide travel insurance plans sold on InsureMyTrip are retail plans which can only be purchased online. In the the future, please consider calling InsureMyTrip at 800-487-4722 so that we can purchase the plan for you over the phone. Please let us know if you have any questions or concerns.
    Jan 12,2016
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