Travel Insurance Reviews WorldTrips Atlas Expedition
The Atlas Expedition is a great option if you are looking for primary coverage without breaking the bank. In addition, this plan offers trip cancellation and interruption benefits, travel delay, emergency medical, emergency medical evacuation to reimburse you in the event one of many covered issues causes a disruption during your trip. Below are reviews for this particular plan by travelers just like you who purchased their plan from InsureMyTrip.
To learn more, see the Tokio Marine HCC Medical Insurance Atlas Expedition product page.
The trip included a
cruise
tour
WorldTrips
Atlas Expedition
No issues at all. i did not need the plan.
Larry W. would
recommend this plan to a friend or relative.
WorldTrips
Atlas Expedition
Fortunately we did not haven to file any claim . Had we filed I am confident it would have been handled with efficiency and speed. Great customer service and follow up
John H. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
WorldTrips
Atlas Expedition
We just returned from a Alaska cruise sailing from Seattle. We used the Port Valet service where you leave your bags outside your door on the ship the night before disembarkation. We had four bags tagged with the preprinted SWA luggage tags. The program is free and the bags are supposed to be transported to your home airport. When we got there only three bags. So we filed a missing bag report with SWA. Port Valet said we only checked three bags which is untrue. I called the insurance to file a claim since I was missing my custom made orthopedic shoes in addition to souvenirs from our trip. I was told they were closed and the guy I spoke with would send me a copy of my policy. I have yet to get my bag four days later, but SWA called and found it the evening I arrived home. Apparently, this insurance only covers delayed baggage on the outbound trip. I called on Monday to file a claim, but I am SOL! I can only file a claim if I don't get it back, and the insurance only covers what SWA doesn't since I'd need to file a claim with them first. Make sure you know what your getting before purchasing! I'm glad I didn't have more issues on this trip. I get the feeling this insurance company will do anything it can to avoid paying claims.
Mary F. would not
recommend this plan to a friend or relative.
3 of
4 people found this review helpful
The trip included a
cruise
WorldTrips
Atlas Expedition
Great plan. Only purchased the insurance I needed and nothing more. Will certainly purchase from Tokio Marine HCC again.
Susan R. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
WorldTrips
Atlas Expedition
It was very easy to purchase this policy on line. The company rep was able to answer my questions thoroughly both times I called. I recommend Tokio Marine and although I did not have a claim, I will use them again for future insurance needs.
Nancy P. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
WorldTrips
Atlas Expedition
I had no reason to use the plan but was more relaxed knowing that the plan was in place in the event that I needed assistance.
Pamela W. would
recommend this plan to a friend or relative.
The trip included a
cruise
tour
WorldTrips
Atlas Expedition
I appreciate the prompt response to my claim.
David K. would
recommend this plan to a friend or relative.
The trip included a
tour
WorldTrips
Atlas Expedition
We had to cancel our trip due to a parent's hospitalization and the claim was processed quickly and covered all of our nonrefundable trip expenses.
Lisa H. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
WorldTrips
Atlas Expedition
The process for purchasing was easy and I appreciate that they send you the electronic copy of your coverage right away. My husband and I ended up having to file a baggage delay claim. Our luggage did not arrive at our destination until 5 days later. This was during Christmas and New Years so you can imagine how stressful it was for us. The last thing we wanted to do after spending a lot on holiday gifts and vacation was to incur more expenses due to delayed luggage. Since I have the app on my phone I re-read the terms while abroad and that helped me a lot in preparing the claim for example there was a number to call, I learned that I need to first file through the airline before my insurance would cover anything the airline won't pay. So I was able to file for Property Irregularity Report at the airport the same day we lost our baggage. Then got the proof of delivery form after we picked up our baggage. The customer service was helpful in answering my questions. The examiner processed our claim fast. For example, we filed on Jan 4 and sent the additional documents on Jan 8. We got paid on Jan 16. We got reimbursed $410 for all expenses incurred such as toiletries, clothes and shoes we needed while we're waiting for our baggage. Our insurance cost $200 so they are well worth it. I'd definitely recommend them and I will use them again.
Agnes S. would
recommend this plan to a friend or relative.
2 of
2 people found this review helpful
WorldTrips
Atlas Expedition
This was the second time I filed a claim with Tokio Marine HCC - both times due to weather, in one case, a typhoon. Although I had some difficulty obtaining what was needed from the airline that cancelled my domestic flight a statement indicating it was due to weather, they accepted the information I found on an airport website that listed all the flights cancelled due to the typhoon. Of course, my flight was listed. I will happily select this company again.
Moshe A. would
recommend this plan to a friend or relative.
1 of
1 people found this review helpful
Baggage Delay reimburses you for the increased costs you incur to purchase necessary items because your baggage was delayed. Baggage Delay is only provided on the outgoing trip under all travel insurance plans. Once you return home, you now have access to all necessary items in your wardrobe so there would be no need to incur additional expenses.
Baggage Loss or Damage reimburses you for your lost or damaged items during the trip. However, you confirmed that the missing baggage was found and returned the next day. If there was some damage or missing items, you could have submitted a claim, but your Baggage coverage is secondary coverage meaning that it would only reimburse in excess of your primary coverage with SWA.
These terms and conditions are available within the quote prior to purchase. We encourage our customers to call Customer Care at 800-487-4722 for assistance in securing and reviewing quotes.