Academic Explorer All Inclusive - Domestic

The Academic Explorer All Inclusive - Domestic plan offers coverage for academic related trips within the United States, up to 45 days in length. Whether it is a class trip to a national landmark, or an academic program that takes you across the country, this plan offers coverage to protect your monetary investment as well as other post departure coverages. For residents of most states (and as long as all eligibility requirements are met), this plan offers optional Cancel for Any Reason and Trip Interruption for Any Reason which may be helpful to reimburse the majority of your trip cost in the event you have to cancel or interrupt your trip due to a reason that is not generally covered by the plan.

Everyone hopes that their plans go off without a hitch, but you never know if you will face a travel delay that causes you to have to purchase an overnight stay at a hotel or an unexpected medical emergency that results in a visit to a doctor or hospital. This plan offers reimbursement, up to the amounts listed below, for common issues that may be faced while traveling such as:

  • Emergency Medical
  • Lost Baggage
  • Baggage Delay (if your bags are delayed for more than 12 hours)
  • Travel Delay (if you are delayed for more than 6 hours due to a covered reason)
  • Non-Medical Emergency Evacuation (in case a natural disaster, civil unrest, military action, or political instability requires you to evacuate your destination – available in most states)

Traveling and visiting new places is a great way to further your education, but it is best to be prepared for issues that may disrupt your travels.

Insurance Underwriter
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Coverage amounts and option availability are subject to change based on residence and other factors.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 25%
Financial Default
10 Day Wait (Trip Cancellation & Trip Interruption)
Terrorism in Itinerary City
Foreign and U.S. Domestic (Trip Cancellation & Trip Interruption)
Optional - Interrupt for Any Reason
75% of non-refundable Tuition Expenses up to $5,000 max.,
75% of non-refundable Travel Expenses
[Requires purchase within 15 days of Initial Trip Payment](This option requires additional premium)
Optional - Cancel for Any Reason
75% of non-refundable Tuition Expenses,
75% of non-refundable Travel Expenses
[Requires purchase within 15 days of Initial Trip Payment](This option requires additional premium)
Baggage Loss
$250 per article limit
$500 combined max. for specified items (secondary)
Baggage Delay
12+ hours
$200 max. (secondary)
Travel Delay
6+ hours
$500 max. (secondary)
Medical Limit
Emergency Accident Medical Expense $100,000 (secondary)
Emergency Sickness Medical Expense $100,000 (secondary)
$750 Incl. in Medical (secondary)

Medical Evacuation
Non-Medical Evacuation
Repatriation of Remains

Accidental Death
24-Hr Full Coverage
Common Carrier
Included in Accidental Death 24-Hour
Flight Only
Additional Benefits
24-Hour Emergency Assistance
Additional Notes:
There is no coverage for travelers over the age of 70.
Individual quote: Available to students who are actively enrolled in or residing at a US school and participating in an academic travel program to a destination within the US.
Group quote: Available to students, faculty, and chaperones that will be traveling within the U.S. as part of an Academic related program. All participating students must be included on this plan. If covering any faculty, chaperones or parents, all must be included to have coverage.

Claims & Assistance

Claims Information

(877) 794-6915
(727) 412-7686 (If overseas, call collect.)
Fax: (800) 560-6340
Monday-Friday 8:30am - 5:00pm EST
In the event of a claim, please have the following information readily available:
  • A group roster listing all participating travelers
  • Sponsoring School/University name
  • Insured's First and Last Name, Date of Birth, and Address
* If possible, The Nationwide Policy Reference Number - to confirm the Academic Explorer Program that was pruchased.

(877) 318-6895
(603) 328-1905 (If overseas, call collect.)
In the event of an emergency, please have the following information readily available:
  • Insured's Full Name
  • Plan Name
  • Policy Number (to verify plan coverage)
  • Location of Insured
  • Hospital Name

Mailing Address
Co-ordinated Benefit Plans, LLC
on behalf of Nationwide Mutual Insurance Company and Affiliated Companies
P.O. Box 26222
Tampa, FL 33623