HTH Worldwide TripProtector Preferred

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The HTH Worldwide Travel Insurance TripProtector Preferred plan builds upon the Trip Protector Classic plan. The plan also offers the option to add on cancellation for any reason, if you are purchasing the insurance within 15 days of the initial trip payment and certain conditions are met. This allows you to cancel the trip for any reason up until two days before departure and receive a refund of 75% of your trip cost.

The TripProtector Preferred plan also includes trip interruption coverage, which reimburses up to 150% of the insured trip cost. The additional 50% can help to offset the cost of an emergency one-way ticket back home.

TripProtector Preferred offers medical coverage of $1,000,000, and does not require you to have primary health insurance in force to be eligible for coverage. This coverage acts secondary to any expenses that are not covered by your primary health insurance plan and helps to fill the holes to cover costs.

You are provided with a 24-hour emergency hotline that you can call for informational services, emergency assistance and concierge services. Security profiles can be obtained for your destination so that you can be well prepared wherever you may be traveling. It will allow you to stay on top of any travel alerts or health warnings that may arise before or while you are traveling.

Also, access to HTH's global community of physicians, dentists, hospitals and other healthcare providers is available. Search online to find and choose the provider that best fits your needs. You can obtain provider profiles, which give you details about the doctor, their qualifications and specialty services that they provide. This service allows you to make an informed decision if you need to seek medical attention during your trip.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Info

Plan Type
View Certificate
Refund Policy
Available to
AM Best Rating
Years in Business


Medical Limit
Complications of Pregnancy
Emergency Medical Expenses

Pre-Existing Conditions

Sudden Recurrence
Lookback Period
Pre-Existing Condition Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

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Ratings and reviews

Our customers rate the HTH Worldwide Trip Protector Preferred plan on our site
on average based on 12 reviews.
A.M. Best Rating
Better Business Bureau Rating
No Rating Available
I bought the plan for the travel medical insurance, but it also came with trip insurance, which I thought I'd never use. Our flight was delayed and we missed our international connection flight and had to forfeit one night of payment at our international hotel and pay an increase in the air fare price for a flight the next day. I made a claim for about $1,000, and I was refunded $500, which they said was their maximum payment.
Michael B.
If you have government provided medical coverage in your home city only, you NEED medical insurance when traveling outside your home coverage zone. but there is a 50 mile no mans land of non-coverage by travel insurance usually, so beware.
Michael C.
As a layperson with no advice or recommendation, I did the best I could to compare plans and prices, and after doing that, I picked this plan from the others. I have no idea whether it really is a good plan because I did not file a claim and have no idea how I would have been treated if I had done so.
Daniel H.
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