HTH Worldwide TripProtector Preferred

Compare to the TripProtector Classic plan, the TripProtector Preferred offers additional coverages such as Rental Car Collision coverage and optional Cancel for Any Reason coverage, if eligible. Cancel for Any Reason allows you to cancel your trip other than a reason listed under the trip cancellation benefits two days or more prior to your scheduled departure date as long as you meet the eligibility requirements. The Preferred plan also offers higher coverage amounts than the Classic plan, such as:

  • Trip Cancellation (up to $50,000 per person) and Trip Interruption at 200% of insured trip cost
  • Increased limits for emergency medical expense and Accidental Death coverage
  • Increased limits for Baggage Loss, Baggage Delay and Travel Delay benefits

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
10 day review period
Insurance Underwriter
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 100%
Financial Default
10 Day Wait
Terrorism in Itinerary City
Foreign & U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason
75% of non-refundable trip cost. [Requires purchase within 10 days of Initial Trip Payment and certain conditions to be met] (+$)
Baggage Loss
$500 per item, $1,000 combined max. for specified items.
Baggage Delay
12+ hours
$400 max.
Travel Delay
6+ hours
$250/day; $1,500 max.
Supplier Default
Medical Limit
$500,000 (secondary)
Complications of Pregnancy
Included in Medical (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If insurance purchased within 21 days of initial trip payment and certain conditions are met
Lookback Period
60 Days
Pre-Existing Condition Period
Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
Common Carrier
$100,000 (Air Only)
Flight Only
Included in Accidental Death - Common Carrier
Additional Benefits
24-Hour Emergency Assistance
Rental Car

Available to
U.S. Residents

Customer Ratings

Our customers rate the Allianz Global Assistance Classic Trip Plus plan on our site

on average based on 87 reviews.

Better Business Bureau Rating
No Rating Available

A.M. Best Rating

Latest Reviews

HTH Worldwide
Trip Protector Preferred
We had a 5 week cruise booked for about a year but had to cancel two weeks before departure date for medical reasons. HTH paid the claim quickly with no hassle, simply asking the doctor to forward the medical records and issued the check within days of receiving them. Outstanding trip insurance company!
John M.
HTH Worldwide
Trip Protector Preferred
It was a little expensive, but considering how much money we would have lost WITHOUT it if something happened and we couldn't go on our trip, it was worth it.
Donna T.
HTH Worldwide
Trip Protector Preferred
I refer lots of folks to as have used you several times. This time we didn't end up using the insurance but it was there giving us peace of mind.
Sandra M.
See all reviews

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