HTH Worldwide Trip Protector Preferred

The Trip Protector Preferred plan builds upon the Trip Protector plan, offering additional coverage if you have to cancel your trip for work related reasons. These covered reasons include having to work during your trip (a notarized statement will be needed from your employer), not being able to travel because your place of employment is rendered unsuitable for business due to a covered peril, or if your company of employment is involved in a merger or acquisition.

This plan also includes Trip Interruption coverage, which reimburses up to 150% of the insured trip cost, the additional 50% helping to offset the cost of an emergency one way ticket back home. Trip Protector Preferred offers Medical coverage of $1,000,000, and as with the Trip Protector plan, you must have primary health insurance in place to be eligible for benefits.

You are provided with a 24-hour emergency hotline that you can call for informational services, emergency assistance, and concierge services. Security Profiles can be obtained for your destination so that you can be well prepared wherever you may be traveling. Also, access to HTH's global community of physicians, dentists, hospitals and other healthcare providers is available, allowing you to search online and choose the provider that best fits your needs. You can obtain Provider Profiles, which give you details about the doctor, their qualifications and specialty services that they provide. This allows you to make an informed decision if you need to seek medical attention during your trip.

The plan information below is nonspecific. To see actual amounts and to check plan availability, get a quote.

Plan Info
Plan Type
View Certificate
View Certificate
Refund Policy
10 Day Review Period
Insurance Underwriter
Stonebridge Casualty
AM Best Rating
Years in Business

Coverage amounts are per person, unless otherwise noted.
Click a coverage to read details or view the full certificate.

Trip Protection
Trip Cancellation
Trip Cost
Trip Interruption
Trip Cost + 50%
Financial Default
14 day wait, if purchased prior to or within 24 hours of Final Trip Payment
Terrorism in Itinerary City
Foreign & U.S. Domestic
Interrupt for Any Reason
Cancel for Any Reason
Baggage Loss
$1,500 (secondary)
Baggage Delay
24+ hours
$200 max.
Travel Delay
6+ hours
$1,000 max.
Supplier Default
Medical Limit
$1,000,000 (secondary)
Primary Coverage Required
Complications of Pregnancy
$500 Incl. in Medical (secondary)
Emergency Medical Expenses
Pre-Existing Conditions
Sudden Recurrence
If purchased prior to or within 24 hours of Final Trip Payment
[Only applies to Trip Cost Protection]
Lookback Period
180 Days
[Only applies to Trip Cost Protection]
Pre-Existing Condition Period
Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria
Accidental Death
24-Hr Full Coverage
Common Carrier
Included in Accidental Death - 24-Hour
Flight Only
Additional Benefits
24-Hour Emergency Assistance
Rental Car

Security Profiles

Doctors & Hospitals

City Health Providers

Identity Theft Services

Cancel for Work Reasons Benefit Included
Available to
U.S. Residents

Customer Ratings

Our customers rate the HTH Worldwide Trip Protector Preferred plan on our site

on average based on 8 reviews.

Better Business Bureau Rating
No Rating Available

A.M. Best Rating

Latest Reviews

HTH Worldwide
Trip Protector Preferred
We had a 5 week cruise booked for about a year but had to cancel two weeks before departure date for medical reasons. HTH paid the claim quickly with no hassle, simply asking the doctor to forward the medical records and issued the check within days of receiving them. Outstanding trip insurance company!
John M.
HTH Worldwide
Trip Protector Preferred
It was a little expensive, but considering how much money we would have lost WITHOUT it if something happened and we couldn't go on our trip, it was worth it.
Donna T.
HTH Worldwide
Trip Protector Preferred
I refer lots of folks to as have used you several times. This time we didn't end up using the insurance but it was there giving us peace of mind.
Sandra M.
See all reviews

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