HTH Worldwide TripProtector Preferred

Our customers rated this plan
See reviews.

The HTH Worldwide Travel Insurance TripProtector Preferred plan builds upon the Trip Protector Classic plan. The plan also offers the option to add on cancellation for any reason, if you are purchasing the insurance within 15 days of the initial trip payment and certain conditions are met. This allows you to cancel the trip for any reason up until two days before departure and receive a refund of 75% of your trip cost.

The TripProtector Preferred plan also includes trip interruption coverage, which reimburses up to 150% of the insured trip cost. The additional 50% can help to offset the cost of an emergency one-way ticket back home.

TripProtector Preferred offers medical coverage of $1,000,000, and does not require you to have primary health insurance in force to be eligible for coverage. This coverage acts secondary to any expenses that are not covered by your primary health insurance plan and helps to fill the holes to cover costs.

You are provided with a 24-hour emergency hotline that you can call for informational services, emergency assistance and concierge services. Security profiles can be obtained for your destination so that you can be well prepared wherever you may be traveling. It will allow you to stay on top of any travel alerts or health warnings that may arise before or while you are traveling.

Also, access to HTH's global community of physicians, dentists, hospitals and other healthcare providers is available. Search online to find and choose the provider that best fits your needs. You can obtain provider profiles, which give you details about the doctor, their qualifications and specialty services that they provide. This service allows you to make an informed decision if you need to seek medical attention during your trip.

Coverages and Plan Info

Coverage amounts are per person, unless otherwise noted.

Plan Summary

Comprehensive travel insurance plans offer the most benefits and optional coverages. These plans provide the best protection for the investment made in a trip.

Highlighted Coverages

Trip Cancellation
Trip Interruption
Pre-Existing Condition Lookback Period
Medical Evacuation

Plan Information

Plan Type
View Certificate
Available to
AM Best Rating


Complications of Pregnancy


Medical Evacuation
Evacuation from
Evacuation to
Evacuation criteria

Pre-Existing Condition

Sudden Recurrence
Lookback Period

Accidental Death

24-Hr Full Coverage
Common Carrier
Flight Only
Included in Accidental Death - Common Carrier

Additional Benefits

24-Hour Emergency Assistance
Rental Car
Optional Coverages

Your Quote

To see the most accurate plan information and pricing Get a Quote

Ratings and reviews

Our customers rate the HTH Worldwide Trip Protector Preferred plan on our site
on average based on 8 reviews.
A.M. Best Rating
Better Business Bureau Rating
No Rating Available
We had a 5 week cruise booked for about a year but had to cancel two weeks before departure date for medical reasons. HTH paid the claim quickly with no hassle, simply asking the doctor to forward the medical records and issued the check within days of receiving them. Outstanding trip insurance company!
John M.
It was a little expensive, but considering how much money we would have lost WITHOUT it if something happened and we couldn't go on our trip, it was worth it.
Donna T.
I refer lots of folks to as have used you several times. This time we didn't end up using the insurance but it was there giving us peace of mind.
Sandra M.
See all reviews