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HTH Worldwide

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HTH Worldwide Insurance Services, a division of Worldwide Insurance Services, LLC offers a variety of travel medical insurance across the U.S. under leading brands. Travelers can venture confidently knowing that HTH works hard to deliver innovative, world-class service, including state-of-the-art mobile and web-based medical assistance tools and databases. From a careful selection process for doctors and hospitals, to medical assistance, HTH programs meet the highest expectations for quality and service.


Looking for a travel medical or travel insurance plan? HTH has a wide range of products that give you coverage that’s just right for you.

HTH Travel Insurance Trip Protector plans provide comprehensive coverage including covering 100% of trip costs in the event of cancellation and up to $500,000 for sickness and injury while traveling. HTH’s network of physician's bill HTH directly so that members do not have to worry about paying medical bills upfront.

HTH also offers travel medical insurance through its TravelGap products. Policies provide up to $1,000,000 in medical coverage and up to $500,000 in medical evacuation coverage.

Plan benefits with HTH also include travel medical and accident protection, pre-existing condition coverage, medical evacuation, access to HTH’s community of trusted physicians in more than 190 countries, protection against trip cancellation and interruption, baggage loss protection, and so much more!


  • Offer up to $500,000 in Emergency Medical coverage
  • Generous delay, missed connection, and personal item loss coverage. Options also include cancel for any reason coverage.
  • Received a 5-star rating by Forbes Advisor

Customer Ratings and Reviews

Our customers rate the HTH Worldwide on our site
(4.54) of 5
on average based on 1171 reviews.
Better Business Bureau Rating
Thankfully I did not need the insurance on my trip but I had peace of mind knowing I purchased it and it was there if I needed it.
Diana F.
Have used HTH several times. Recently had a major muscle injury to my leg a few days before departure. Was not able to travel and took several weeks to recover with PT. The claim for the full trip cost, which was not refundable, was paid by HTH. Took a few weeks to do and went back and forth to provide needed information from provider, doctor and trip information, etc.. Was paid in full, so this is what insurance is for! Highly recommend them. Glad the injury did not happen while in Cuba where I was going. That would have been much harder to deal with there.
Sandy S.
It was comforting to know we had this coverage, although we did not need to use it! Thank you.
Sandra S.
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